This guide covers the following account types:

  • Personal mutual fund accounts: individual, joint, UGMA/UTMA, personal trusts, Coverdell Education Savings Accounts, traditional IRAs, Roth IRAs and Rollover IRAs.
  • Not-for-profit businesses, corporations, partnerships and limited partnerships, foundations and endowments.
  • Retirement plans of employers who maintain their own participants' account records.

If you are a participant in an employer-sponsored retirement plan whose individual account records are maintained at American Century Investments®, please refer to the guide for Participants in Employer-Sponsored Retirement Plan Accounts.

Due to unique guidelines associated with certain account types, some of the services described in this guide may not apply. If a service is not available for an account type, we have indicated that next to the service.