Build a Plan

Three Steps to Creating Your Investment Plan

Whether you're investing on your own or working with one of our experienced Investment Consultants, we suggest a three-step approach to creating your investment plan and putting it to work: Define, Design and Execute.

Step 1: Define Your Goal(s)

  • Date It
    Determine your time frame for when you'll use your investment. Different goals may require different timelines.
  • Estimate the Amount
    Add up how much you may need for each goal. Use our Time Value Calculator to estimate how much you may need to invest depending on your timeline and your goal amount.

Wondering how much you might need for retirement?

As a general rule of thumb, you will need 70% to 80% of your pre-retirement annual income each year you are retired to maintain a similar lifestyle. For example, if your pre-retirement gross annual income is $100,000, you could need $70,000 to $80,000 per year in retirement.