Manage Your Portfolio

After you've created the ideal investment portfolio for your situation, we have the tools and resources available to help manage your accounts and your overall investment plan. Work with an Investment Consultant when you want investment guidance or to talk through your existing plans.

Rebalance Your Portfolio

You initially allocated your portfolio among different types of investments-stocks, bonds and money markets-to reduce overall risk in your portfolio. But over time, the percentages you've allocated to each type of investment may have shifted due to market ups and downs, leaving your portfolio looking much different than your original plan.

Rebalancing gets your portfolio back to your desired percentage mix. This simply means that you'll need to buy and sell investments to bring your portfolio back in line with your asset allocation plan (see below). This ensures your portfolio maintains the balance of risk and return you've determined is right for your goals.

If you don't have the time or don't feel comfortable doing the rebalancing yourself, we offer asset allocation portfolios. When you choose one of our time- or risk-based portfolios, our professional investment managers rebalance the underlying funds regularly so you don't have to.

Hypothetical Example:

Original Allocation

Original Allocation

For example, you may have decided to invest 60% of your portfolio in stocks, 30% in bonds and 10% in money market securities.

Out of Balance

Out of Balance

If market activity causes the value of the stock portion of your portfolio to increase significantly, you'll have a greater percentage of your portfolio invested in stocks than you intended.

Rebalanced

Rebalanced

Rebalancing-buying more bonds and money markets and selling stocks-gets your portfolio back to your desired 60/30/10 percentage mix.