Compare Our Asset Allocation Portfolios

Our two series of asset allocation portfolios-risk-based and time-based-offer broad diversification and professional money management in a single investment.

Key Benefits for Both Series of Asset Allocation Portfolios

  • Single Investment: Spend less time picking investments for your portfolio
  • No-Load Mutual Funds: Keep more money working for you
  • Professional Management: Portfolios are actively managed for you, at no additional cost
  • Automatic Rebalancing: Portfolios are regularly rebalanced to help you stay on track with the risk level or target date you choose
  • Broad Diversification: Each portfolio invests in up to 14 different funds, spread across a variety of investment styles and market capitalizations
  • Simplified Record Keeping: You only have one fund to monitor
  • Easy Withdrawals: With just one fund, it's easy to take out the amount you need, when you need it

Our asset allocation portfolios offer even more benefits:

If you're just starting out or building your portfolio:

  • Low initial investment: A $500 investment (and $100 automatic monthly investments) is all you need to get started.
  • Instant diversification: Diversify among different kinds of investments immediately, instead of building a portfolio one fund at a time.

If you're approaching or in retirement:

  • Convenient consolidation: Combine your retirement assets into one fund, and stay broadly diversified with the exact time frame or risk level you've already chosen.
  • Easy withdrawals: With just one fund, it's easy to take out the amount you need for retirement, when you need it.

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One ChoiceSM Target Date Portfolios:

A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.

Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with its asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and money market instruments.

By the time each fund reaches its target year, its target asset mix will become fixed and will match that of One Choice In Retirement Portfolio.

Diversification does not assure a profit nor does it protect against loss of principal.