Investing for Retirement with One Choice® Target Date Portfolios
Use the table below to find a One Choice Target Date Portfolio for your retirement goal that may be right for you based on your birth year and a retirement age of 65.
|Birth Year||Retirement Date at Age 65||One Choice Target Date Portfolio|
|Before 1953||Before 2018||One Choice® In Retirement Portfolio|
|1953 - 1957||2018 - 2022||One Choice® 2020 Portfolio|
|1958 - 1962||2023 - 2027||One Choice® 2025 Portfolio|
|1963 - 1967||2028 - 2032||One Choice® 2030 Portfolio|
|1968 - 1972||2033 - 2037||One Choice® 2035 Portfolio|
|1973 - 1977||2038 - 2042||One Choice® 2040 Portfolio|
|1978 - 1982||2043 - 2047||One Choice® 2045 Portfolio|
|1983 - 1987||2048 - 2052||One Choice® 2050 Portfolio|
|1988 - 1992||2053 - 2057||One Choice® 2055 Portfolio|
|1993 and after||2058 and after
||One Choice® 2060 Portfolio|
A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with its asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and money market instruments.