Asset Allocation Portfolios

Diversify your portfolio by balancing risk and return.

Why does having a diversified portfolio matter?

As a time-tested principle, diversification is the cornerstone of a sound investment strategy. It involves spreading your money across many kinds of investments to help manage volatility.

Position your portfolio allocation for a variety of markets.

What is asset allocation and how can it help me?

Rather than chasing performance, a better long-term strategy may be to position your portfolio allocation for a variety of market conditions by allocating a percentage of your assets among a variety of investments. A proper asset allocation mix is based on your goals, risk tolerance and time frame.

See Asset Allocation in Action
Diversify your portfolio in a single fund.

What is an asset allocation portfolio?

Sometimes referred to as a "fund of funds," asset allocation portfolios help you diversify by investing in many mutual funds through a single investment. The funds typically include a mix of stock, bond and money market mutual funds based on the portfolio's objectives.

See How Asset Allocation Portfolios Work
Choose between risk and time-based portfolios.

How do I choose a portfolio?

There are generally two broad types of
asset allocation portfolios, and your
choice depends on your investing style
Risk-based: A portfolio that matches
your comfort with market ups and

Time-based: A portfolio based upon a
future date when you plan to start using
your money.

See How Asset Allocation Portfolios Compare
Need Help Deciding?

Select a target-risk or target-date portfolio with our Fund Finder
slider tool. Learn more

Diversification does not assure a profit nor does it protect against loss of principal.

Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.