Allocations subject to change.
Data reflects past performance for Investor Class shares, assumes reinvestment of dividends and capital gains and is no guarantee of future results. Current performance may be higher or lower than data shown. Investment return and principal value fluctuates. Redemption value may be more or less than original cost. Obtain performance data current to the most recent month end. For additional share class information, consult the prospectus. Extraordinary performance is attributable in part to unusually favorable market conditions and may not be repeated or consistently achieved in the future.
In light of the current extreme low interest rate environment for cash equivalent (money market) securities, the managers have reallocated a portion of One Choice Portfolio: Very Conservative's assets from money market funds to short-term bond funds. This shift will cause the fund to temporarily deviate from the neutral mix and operating ranges listed in the prospectus. The neutral mix for One Choice Portfolio: Very Conservative is Equity Securities 25%, Fixed-Income Securities 52% and Cash Equivalents 23%. During this period, the fund’s investments generally will be allocated as indicated, subject to any further adjustments deemed appropriate by the managers in light of changing market conditions. Over the long term, the managers expect to reallocate the fund’s assets back toward the neutral mix.
The one-time, initial investment minimum is $2,500, but this minimum will be waived if you make an initial investment of at least $500 and continue to make automatic investments of at least $100 a month until reaching $2,500. If your account balance falls below $2,500 or if you cancel your automatic monthly investment plan prior to reaching $2,500, American Century Investments reserves the right to redeem the shares in the account and send the proceeds to your address of record. Prior to doing so, we will notify you and give you 90 days to meet the minimum or reinstate your automatic monthly investment plan. Please call an investment consultant for more information.
Expense ratios provided are the funds' total annual operating expense ratios, gross of any fee waivers or expense reimbursements. Expense ratios are as of the funds' most current prospectus.