Account Comparison

Features* Standard Account Corestone Account IRA
Minimum Initial Investment $2,500 $10,000 $2,500
Minimum Account Balance $2,500 $10,000 $2,500
Service Fees A semiannual account maintenance fee may apply. See Fees & Commissions for more information. An Annual Corestone Account fee may apply. See Fees & Commissions for more information. An Annual IRA Custodial Fee may apply. See Fees & Commissions for more information.
Money Market Sweep Account Options
Consolidated Statement Quarterly. Monthly if you have account activity. Monthly Monthly if you have account activity
Online Statements, Confirmations and Tax Forms Quarterly statements after each quarter-end; monthly if you have trading activity. Confirmations following each transaction. Tax forms annually if applicable. Quarterly statements after each quarter-end; monthly if you have trading activity. Confirmations following each transaction. Tax forms annually if applicable. Quarterly statements after each quarter-end; monthly if you have trading activity. Confirmations following each transaction. Tax forms annually if applicable.
CheckWriting
  • No per check minimum if account was opened after July 2006.
  • $100 per check minimum if account was opened before July 2006.
No minimum per check amount Available if account owner is 59½ or older.
Visa® Debit Card Not available Available Not available
ATM Cash Withdrawal Not available Available. There is no ATM Transaction Fee to use this card, although some banks may assess a fee for ATM usage. Not available
ExpenseTrack Record Keeping Service Not available Available Not available
Portfolio Evaluation Service Not available Available Not available
Secured Credit Line (Margin Feature) Available Available Not available

* Tell me more about these features.

The disclosure below applies to the California Tax-Free Money Market Fund, Prime Money Market Fund and the Tax-Free Money Market Fund:
An investment in the fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund.

The disclosure below applies to the Capital Preservation Fund and the U.S. Government Money Market Fund:
You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.

Brokerage Services are provided by American Century Brokerage, a division of American Century Investment Services, Inc., registered broker/dealer, member FINRA, SIPC.