Manage Beneficiaries

Make sure your legacy is directed as you choose by managing your beneficiaries for your American Century Investments® accounts.

Individual Retirement Accounts

Manage beneficiaries for your retirement accounts securely online*. Retirement accounts include Traditional IRA, Rollover IRA, Roth IRA, Roth IRA Conversion, Minor IRA, and Minor Roth IRA.

Follow these step-by-step directions below:

  1. Log In with the User Name and Password registered to the individual retirement account.
  2. Select My Profile.
  3. Select Manage Beneficiaries.

*Naming a trust as a beneficiary: If you would like to add a new or modify an existing trust or other entity as a beneficiary, please complete the Designation of Beneficiary form and return accompanied with any additional documentation, as indicated in the form. Naming a trust as a beneficiary can be completed online for Workplace Retirement Accounts (see below). Generally, an entity has a separate identifiable existence that is created for legal or tax purposes. Examples of entities include a trust, charity, your estate, endowment, partnership, corporation, etc.

Taxable Mutual Fund Accounts

Please review the Transfer on Death Rules and download a Transfer on Death (TOD) Agreement.

Taxable accounts are accounts that are reportable to the IRS on an annual basis, meaning you are taxed on any:

  • dividends and capital gains distributed by the fund each year-the tax rate varies depending on the type of income distributed and your tax bracket
  • capital gains when you sell shares or exchange them for another fund-the tax rate varies depending on how long you owned the shares and your tax bracket