Fund Solutions for Your Retirement
Fund Solutions—Investing for Retirement
Many self-directed investors choose to build their investment portfolio on their own by selecting individual stock, bond and money market funds.
Fund Solutions—Investing During Retirement
There are a number of approaches you can take to investing once you reach retirement. Some investors seek to produce an income stream, and some choose to take withdrawals from their retirement portfolio.
American Century Investments® offers a wide variety of funds designed to help you. This is a sample list of income focused funds:
- Ginne Mae Fund
- Short Duration Strategic Income Fund
- Strategic Income Fund
- High-Yield Fund
- Multi-Asset Income Fund
Tax-Free Income Funds:
You might consider these diversified allocation funds if you’re in the withdrawal phase of retirement:
When building on your own, be sure to consider diversifying your portfolio among a mix of stock, bond and money market funds that align not only with your tolerance for risk, but also with your investing time horizon.
Every investor is different, but a moderate allocation is shown in the chart to the right.
Diversification does not assure a profit nor does it protect against loss of principal.
This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. These are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.