IRA Center

An Individual Retirement Account (IRA) provides eligible investors a tax-advantaged way to save for retirement. Whether you are looking to better understand the basics of IRAs, compare IRAs side by side, try a calculator or find out how to open an IRA, we are here to help.


American Century Investments® offers different IRA types designed to help investors like you save for a secure retirement. Find out the benefits of each and use our IRA calculators to decide which might be right for you.

The following will help you make quick calculations as you make your IRA choice.

  • IRA Eligibility Analyzer
    Determine which types of IRAs you or your spouse may qualify for based on IRS eligibility rules.
    Approximate Time: 5 Minutes
  • Traditional vs. Roth IRA Analyzer
    Find out which IRA might be best for you and see estimated values for each type of IRA based on when you plan to take distributions.
    Approximate Time: 5 Minutes
IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.