IRA Center

An Individual Retirement Account (IRA) provides eligible investors a tax-advantaged way to save for retirement. Whether you are looking to better understand the basics of IRAs, compare IRAs side by side, try a calculator or find out how to open an IRA, we are here to help.

Is your 401(k) enough to get you through retirement? An IRA can supplement your retirement savings.

Start your IRA on your own or with our help

Once you have compared the features of the different IRAs—Traditional IRA, Roth IRA or Rollover IRA—and what investments you would like in your IRA, you are ready to get started.

Open an IRA on Your Own

When you are ready to start your IRA, you can:

Have a question along the way? Call one of our Investment Consultants at 1-800-345-2021.

We Can Help You Open Your IRA

Want our help walking through the process? Maybe you still have questions about getting started with your IRA or want to validate a fund choice, we can help:

Most funds require $2,500 minimum purchase. Our asset allocation portfolios also include an option for an initial $500 purchase with a $100 minimum monthly investment. Learn more about these portfolios.

This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. These are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.

IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.

Past performance is no guarantee of future results. Investment returns will fluctuate and it is possible to lose money.