Consider the Benefits of Starting Now

Figuring out how much you'd like to contribute to your retirement plan is an important step in planning your future. Use the calculators below for assistance. And consider the benefits of starting now.

  • Increased savings potential when you maximize your contributions.
  • Reduced taxable income.
  • Additional retirement money to supplement Social Security benefits.
  • Potential employer contributions to your retirement plan.

401(k) Contribution Calculator
Also for use with 403(b) and 457(b) accounts, see the effect of contributions on your paycheck.

Time Value Calculator
See how time and money might add up.

Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.

IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.

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