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By Beth Allwood - September 2, 2017
We all know setting goals is important. But, do you find yourself setting goals, only for other "stuff" to take priority? If this has happened to your financial goals, don't put them off any longer. I remember starting high school—it seems like yesterday. But, time really does keep marching on, so use it your advantage. #timemarcheson
Legit reasons "stuff" gets in the way: just starting your job, paying off student debt, getting married or having children. I know how hard it can be to carve out time for finances; my 24-year old son Connor, just experienced this. The good news is that he realized you don't have to bite off too much at once. Just start with a plan. And once that's done, create a budget. These two items are the central to investing.
You may be saving to enjoy life experiences or to be your own boss. Either way, investing could help make these dreams a reality. Don't know where to start? Below are some tips to get you on your unique path:
Once you have defined your goals and created a budget, your next step is determining which investments are going to help you get there. My son found this part overwhelming, but he used an online tool from American Century Investments® to get started.
Whether you are an investor who's just starting out or one already on the savings path, we're here to help. Call us at 1-800-345-2021.
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Dollar cost averaging does not ensure a profit or protect against a loss in declining markets. This investment strategy involves continuous investment in securities, regardless of fluctuating price levels. An investor should consider his or her financial ability to continue purchases in periods of low or fluctuating price levels.
The opinions expressed are those of American Century Investments (or the portfolio manager) and are no guarantee of the future performance of any American Century Investments' portfolio. This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.