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Risk-Managed Investing for Retirement. One Choice® Blend+ Portfolios are designed to help investors build toward retirement while aiming to reduce the risk they will run out of money in retirement.
Seeks the highest total return consistent with its asset mix.
The value and/or returns of a portfolio will fluctuate with market and economic conditions. The fund is subject to the risks of the underlying funds in which it may invest. Investing in fixed income securities entails interest rate, credit and price risks. When interest rates rise, bond prices generally fall and increase when interest rates fall. Historically, small-cap stocks have been more volatile than the stocks of larger, more established companies.
The fund's target date is the approximate year when investors plan to retire or start withdrawing their money. Our diversified target-date funds automatically adjust their asset mix as the target goal date approaches. The portfolio generally becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and short-term instruments.
Choose the fund that most closely aligns with when you plan to start using your money. The principal value of the investment is not guaranteed at any time, including at the target date.
The portfolios' asset allocation glide path is designed to navigate the trade-off between market risk and the risk of running out of money in retirement. The funds that comprise One Choice Target Date Blend+ Portfolios feature disciplined active management throughout, plus the cost-effectiveness of blend approaches.
Chief Investment Officer - Multi-Asset Strategies, Senior Vice President and Senior Portfolio Manager
Vice President, Portfolio Manager
Vice President, Portfolio Manager and Head of Research, Multi-Asset Strategies
Vice President, Portfolio Manager and Head of Portfolio Management, Multi-Asset Strategies
Portfolio Manager and Senior Quantitative Analyst
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The value and/or returns of a portfolio will fluctuate with market and economic conditions.
The performance of the portfolios is dependent on the performance of their underlying American Century Investments' funds and will assume the risks associated with these funds. The risks will vary according to each portfolio's asset allocation, and a fund with a later target date is expected to be more volatile than one with an earlier target date.
International investing involves special risks, such as political instability and currency fluctuations.
Investing in fixed income securities entails interest rate, credit and price risks.
Historically, small- and/or mid-cap stocks have been more volatile than the stock of larger, more-established companies. Smaller companies may have limited resources, product lines and markets, and their securities may trade less frequently and in more limited volumes than the securities of larger companies.
Generally, as interest rates rise, the value of the securities held in the fund will decline. The opposite is true when interest rates decline.
The gross expense ratio is the fund's total annual operating costs, expressed as a percentage of the fund's average net assets for a given time period. It is gross of any fee waivers or expense reimbursement. The net expense ratio is the expense ratio after the application of any waivers or reimbursement. This is the actual ratio that investors paid during the fund's most recent fiscal year. Please see the prospectus for more information.
W2 Minimum initial investment is $1,000 for IRA and CESA accounts, and $2,500 for non-retirement accounts, but these minimums are waived with an initial investment of at least $500 per account and automatic investments of at least $100 per month. If your account balance falls below the minimum, or if you cancel your automatic monthly investment plan prior to reaching the minimum, American Century Investments may redeem the account and send the proceeds to you. Prior to doing so, we will notify you and give you 90 days to meet the minimum or reinstate your automatic monthly investment plan.
Lipper rankings are based on average annual total returns. Portions of the mutual fund performance information contained on this page were supplied by Lipper, a Thomson Reuters Company, subject to the following: Copyright ©2021 Thomson Reuters. All rights reserved. Any copying, republication or redistribution of Lipper content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of Lipper. Lipper shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon. Performance data is preliminary and subject to revision. Rankings are based on all classes available within the classification as of the date shown. Rankings are based only on the universe shown.
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For detailed descriptions of indices or investing terms referenced above, refer to our glossary.