Risk-Based Portfolios are rebalanced regularly to maintain an investment mix consistent with five, static risk tolerance levels ranging from very conservative to very aggressive. They are a good option for retirement, college savings, or other long-term investing goals.
Move the slider to see how our portfolios change based on risk tolerance.
Money Market Funds0.00%
A One Choice Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money, but it's important to note that the principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Portfolio seeks the highest total return consistent with its asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and money market instruments.
Number of years until money is needed
Move the slider to see how our portfolios change based on goal date.
You should consider the fund's investment objectives, risks, charges and expenses carefully before you invest. The fund's prospectus or summary prospectus, which can be obtained by calling 1.800.345.2021, contains this and other information about the fund, and should be read carefully before investing. Investments are subject to market risk.
Diversification does not assure a profit nor does it protect against loss of principal.
One Choice Target Risk Portfolios
The performance of the portfolios is dependent on the performance of their underlying American Century Investments funds, and will assume the risks associated with these funds. The risks will vary according to each portfolio's asset allocation, and the risk level assigned to each portfolio is intended to reflect the relative short-term price volatility among the funds in each.
One Choice Target Date Portfolios
The performance of the portfolios is dependent on the performance of their underlying American Century Investments' funds and will assume the risks associated with these funds. The risks will vary according to each portfolio's asset allocation, and a fund with a later target date is expected to be more volatile than one with an earlier target date.
Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.