Investing for Retirement with One ChoiceSM Target Date Portfolios
Use the table below to find a One Choice Target Date Portfolio for your retirement goal that may be right for you based on your birth year and a retirement age of 65.
|Birth Year||One Choice Target Date Portfolio|
|Before 1948||One Choice In Retirement Portfolio|
|1948 - 1952||One Choice 2015 Portfolio|
|1953 - 1957||One Choice 2020 Portfolio|
|1958 - 1962||One Choice 2025 Portfolio|
|1963 - 1967||One Choice 2030 Portfolio|
|1968 - 1972||One Choice 2035 Portfolio|
|1973 - 1977||One Choice 2040 Portfolio|
|1978 - 1982||One Choice 2045 Portfolio|
|1983 - 1987||One Choice 2050 Portfolio|
|1988 and after||One Choice 2055 Portfolio|
A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with its asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and money market instruments.
By the time each fund reaches its target year, its target asset mix will become fixed and will match that of One Choice In Retirement Portfolio.
You should consider the fund's investment objectives, risks, and charges and expenses carefully before you invest. The fund's prospectus or summary prospectus, which can be obtained by calling 1-800-345-2021, contains this and other information about the fund, and should be read carefully before investing. Investments are subject to market risk.
American Century Investment Services, Inc. Distributor