Asset Allocation Portfolios

One Choice Portfolios® are signature target-date and target-risk asset allocation fund-of-funds from American Century Investments. Created to help investors take a more active role in planning their financial futures, these professionally managed, automatically diversified investment solutions in a single portfolio are a smart choice for long-term financial goals.

Diversify your portfolio by balancing risk and return.

Why does having a diversified portfolio matter?

As a time-tested principle, diversification is the cornerstone of a sound investment strategy. It involves spreading your money across many kinds of investments to help manage volatility.

Position your portfolio allocation for a variety of markets.

What is asset allocation and how can it help me?

Rather than chasing performance, a better long-term strategy may be to position your portfolio allocation for a variety of market conditions by allocating a percentage of your assets among a variety of investments. A proper asset allocation mix is based on your goals, risk tolerance and time frame.

See Asset Allocation in Action

Diversify your portfolio in a single fund.

What is an asset allocation portfolio?

Sometimes referred to as a "fund of funds", asset allocation portfolios help you diversify by investing in many mutual funds through a single investment. The funds typically include a mix of stock, bond and money market mutual funds based on the portfolio's objectives.

See How Asset Allocation Portfolios Work

Choose between risk and
time-based portfolios.

How do I choose a portfolio?

There are generally two broad types of asset allocation portfolios, and your choice depends on your investing style preferences.

  • Risk-based: A portfolio that matches your comfort with market ups and downs.
  • Time-based: A portfolio based upon a future date when you plan to start using your money.
See How Asset Allocation Portfolios Compare

Need help deciding?

Select a target-risk or target-date portfolio with our Fund Finder
slider tool. Learn more

Diversification does not assure a profit nor does it protect against loss of principal.

Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.