Investors who have established a grantor-type, revocable, or living trust with their financial or legal advisors may invest some or all of the trust's assets in an American Century Investments® mutual fund by opening a personal trust account.

Note: As an extension of the USA Patriot Act, American Century Investments is required to collect the following information when opening a personal trust account:

  • Copy of the first and last page of the trust document, plus signature page if not included on last page.
  • Copy of the portion of the trust document identifying the trustee(s).

American Century Investments strongly recommends speaking to your financial planner or tax advisor to determine what would be best for your individual financial situation.

Advantages

Allows investors who have established a trust to invest some or all of the trust's assets in an American Century Investments' mutual fund.

Eligibility
  • Trustee(s) must be age 18 or older.
  • The trust, trustee(s) and beneficiary(s) must be residents or resident aliens of the U.S. or one of its territories.
Investment Choices

Select from a variety of American Century Investments' mutual funds (except Giftrust®) based on your risk tolerance and investment objectives.

Minimum Initial Investment

$2,500 per fund. Some funds may require higher minimums.

Additional Investment

$50 minimum on additional investments. American Century Investments also offers automatic investment plans to help you reach your financial goals.

Distributions

Capital Gains:

  • All funds pay any capital gains distributions annually in December.
  • Some stock funds pay any capital gains distributions twice per year in March and December.

Dividends:

  • Most stock funds pay any dividends annually in December.
  • Asset Allocation/Balanced funds and some income-producing stock funds pay any dividends quarterly.
  • Most bond funds pay dividends monthly.
  • Money market funds accrue dividends daily and pay them monthly.
Taxability
  • Any dividends and capital gains distributed by the fund each year are taxable. The tax rate varies depending on the type of income distributed and the tax rate of the trust.
  • Any capital gains resulting from the sale or exchange of shares are taxable. The tax rate varies depending on how long the shares were held and the tax rate of the trust.
Service Fees

American Century Investments charges a $12.50 semiannual account maintenance fee to investors whose total investments with us are less than $10,000.

Secure Online Account Access*

Simply create a User Name and Password and Log In to:

  • View account balances
  • Conduct online transactions
  • View tax forms (if available)
  • Perform account maintenance, such as changing your address
  • And more.

*Some restrictions may apply to Personal Trust Fund Accounts.

Taxability information for accounts registered under an Employer Identification Number (EIN) is not provided here. Please consult your financial planner or tax advisor for advice regarding your individual situation.

IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This information is for educational purposes only and not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.