These commissions and fees are effective as of April 4, 2014, and are subject to change without notice.

Our Priority Investors with $100,000 or more in American Century Investments® mutual fund assets receive discounted commission prices for equity and mutual fund trades, as well as reduced or waived fees as noted in the fee schedule.

Platinum Benefits Gold Benefits Silver Benefits
$500,000 or more in American Century Investments mutual fund assets. $250,000 - $499,999 in American Century Investments mutual fund assets $100,000 - $249,999 in American Century Investments mutual fund assets

Equities

Equities (Common Stock, Preferred Stock, and ETFs) more than $1 per share
Clients Transaction Amount Trading Method Commission
Platinum Any Any $9.95
Gold Any Any $14.95 + 2¢/share for each additional share over 1,000
Silver Any Any $19.95 + 2¢/share for each additional share over 1,000
Priority Any Any $24.95 + 2¢/share for each additional share over 1,000
Brokerage Clients Any Online $24.95 + 2¢/share for each additional share over 1,000
Any TeleSelect automated telephone line $34.95 + 2¢/share for each additional share over 1,000
Any With a representative $45      + 2¢/share for each additional share over 1,000
Equities under $1 per share
Clients Transaction Amount Trading Method Commission
Platinum Any Any $9.95
Gold Any Any $14.95 + 3% of transaction amount; maximum charge of $250
Silver Any Any $19.95 + 3% of transaction amount; maximum charge of $250
All Other Clients Any Any $24.95 + 3% of transaction amount; maximum charge of $250

  • All equity orders filled over two different business days will be charged separate commissions.
  • All partially filled equity orders for which price or quantity are changed and result in multiple trades on the same day will be charged separate commissions.

Mutual Funds

Mutual Funds1

Mutual Fund Investment Minimums: Initial investment $2,500 or fund minimum if higher. Subsequent investments $1,000. Trades below the minimum will be charged a transaction fee. Please note: If you purchased a fund and paid a transaction fee, a transaction fee will be charged upon its sale even if it becomes a no-transaction-fee fund after your purchase. If you hold no-transaction-fee fund positions along with transaction-fee positions, the no-transaction-fee positions will liquidate first.

Transaction Fee Funds2
Clients Transaction Amount Trading Method Commission
Platinum Any Any $9.95
Gold Any Any $14.95
Silver Any Any $19.95
Priority Any Any $24.95
Brokerage Clients Any Online $24.95
Any TeleSelect automated telephone line $34.95
Any With a representative $45
No Transaction Fee (NTF) Funds3
Clients Transaction Amount Trading Method Commission
All Clients Any All methods No cost to buy, sell or exchange shares of participating funds held for six months or longer
Load Funds
You will pay the sales load described in the funds's prospectus for all transactions.
Clients Transaction Amount Trading Method Commission
All Clients Any Any No fee

 1 Mutual funds are offered by prospectus only. If you have not received a fund's prospectus, please call 1-888-345-2071. Read the prospectus and carefully consider the fund's objectives, risks, charges and expenses before investing.

2 You may buy shares directly from the fund company without paying transaction fees.

3 A $50 fee for short-term trading (sale of shares held less than six calendar months) applies to all NTF funds except American Century Investments mutual funds.


Options

Options
Clients Transaction Amount Trading Method Commission
Platinum Any Any $9.95 plus $1 per contract
Gold Any Any $14.95 plus $1 per contract
Silver Any Any $19.95 plus $1 per contract
Priority Any Any $24.95 plus $1 per contract
Brokerage Clients Any Online $24.95 plus $1 per contract
Any TeleSelect automated telephone line $34.95 plus $1 per contract
Any With a representative $45 plus $1 per contract
  • All option orders filled over two different business days will be charged separate commissions.
  • All partially filled option orders for which price or quantity are changed and result in multiple trades on the same day will be charged separate commissions.

Bonds

Primary Issue Bonds and CDs1 - All except U.S. Treasury
Clients Transaction Amount2 Trading Method Commission
All Any With a representative $0; American Century receives a fee from the issuer
CD early termination fee is $55.00
U.S. Treasury Auction Securities and Secondary Treasuries and Government Obligations
Clients Transaction Amount2 Trading Method Commission
All Any With a representative $45 per transaction
Secondary Market Bonds and CDs
Clients Transaction Amount2 Trading Method Commission
Platinum Investors Any With a representative $3.00 per bond; minimum charge of $35 and a maximum charge of $100
All Other Clients Up to 25 bonds With a representative $5 per bond (minimum charge $35)
  25 + bonds With a representative $5 per bond for the first 25 bonds; $3 per bond thereafter (maximum charge $250)
Unit Investment Trusts (UITs)
Clients Transaction Amount Trading Method Commission
All Clients Any With a representative $50 transaction fee + sales charge as described in the prospectus

1American Century Brokerage may act as principal.

2$5,000 minimum purchase, or higher depending on the issue.


Precious Metals

Precious Metals1
Clients Transaction Amount Trading Method Commission
All Clients Any With a representative 1% of transaction amount (minimum commission $35 per transaction). For transactions over $100,000, we offer discounts.

1Gold, silver and platinum are available to purchase for delivery or storage.


Margin Schedule

Margin Schedule
Debit Balances American Century Brokerage, Base Lending Rate, plus/minus:
$0 - $25,000 1.9% of debit balance:
$25,001 - $50,000 1.4% of debit balance
$50,001 - $75,000 .9% of debit balance
$75,001 - $100,000 0% of debit balance
$100,001+ -.25% of debit balance

Important Note: If you have or plan to add the margin feature to your account, it is important to carefully read the Disclosure of Credit Terms section of the Margin Agreement. This information is in the Customer Agreement PDF booklet.


Fees

Account Fees
Annual IRA Custodial Fee1 $50 per account (waived for Platinum, Gold and Silver Priority Investors or if your balance is over $10,000)
IRA Termination Fee $50 per account
Non-IRA Outgoing Transfer (ACAT) $100 per account
Annual Corestone Account® Fee (waived for Platinum, Gold and Silver Priority Investors)
  • Corestone Account total balance
    $0 to $49,999
$100 per account
Standard CheckWriting Fee2 (waived for Platinum, Gold and Silver Priority Investors)
  • Annual fee
$25
  • Account average month-end sweep balance of $25,000 or more 
Waived
Standard Semiannual Account Maintenance Fee3 (waived for Corestone, Platinum, Gold and Silver Priority Investors)
  • American Century Investments mutual fund assets
    $0 to $9,999
$50 per account (waived if two fee or commissionable trades are placed every six months)
  • American Century Investments mutual fund assets
    $10,000 to $19,999
$25 per account (waived if one fee or commissionable trade is placed every six months)
  • American Century Investments mutual fund assets $20,000+
Waived
Enhanced Cost Basis Fee4 (waived for Corestone, Platinum, Gold and Silver Priority Investors)
  • Annual Fee
$25 per account
Transaction Fees (waived for Platinum, Gold and Silver Priority Investors)
Check reorder $10 for 100 checks
IRA check reorder Free - 25 checks per book
Returned checks $25 per item
Stop payment $25 per item
Copy of check or Visa® debit $2.50 per item
Wires $20 per wire transfer
Account research $20 per security
Statement or confirm copies $2.50 per copy, or $30 for a full year
Cash Advance Fee (non-ATM) 2.5% of principal
Overnight redemption check delivery $12
Overnight checkbook /debit card delivery $20

Corestone Account® is a registered trademark of Pershing, LLC. American Century Brokerage has chosen Pershing for the brokerage platform.

1 The annual IRA custodial fee will be charged in the anniversary month of the account opening.

2 Standard CheckWriting fees will be billed in the account's anniversary month.

3 The semiannual maintenance fee will be charged in April and October. We will review your American Century Investments mutual fund assets on the last business day of March and September to determine if the fee applies to your account.

Enhanced Cost Basis can track realized and unrealized gain/loss information on all covered and uncovered shares. Information is displayed on statements and online.


Miscellaneous Fees

Miscellaneous Fees
Transfers (Register and Ship) $60 per item
Legal Transfers $60 per item
Direct Registration System (DRS) share transfer $30 per item
  • Incoming (Certain transfer agents)
$15 per item
  • Outgoing
$30 per item
Annual precious metals storage fee 0.75% of the metals' market value, billed in advance on a quarterly basis
($5 minimum quarterly fee)
Customer Name Safekeeping $2 per position per month for each account
Margin Extensions $20 per item
Option Exercise $35 per item
Alternative Investment (Private placement, limited partnership, REIT, etc)
  • Registered Alternative Investment 
$35 (limited availability)
  • Unregistered Alternative Investment 
$125 (limited availability)
Foreign Security Fees
  • Agent Servicing Fee: May apply to American Depository Receipt (ADR) holders
Variable
  • Foreign Exchange Transactions: Quoted per exchange
Limited availability
  • Non-DTC eligible Foreign Securities1
$75 per trade or transfer
  • Foreign Securities Safekeeping
$5 per position per quarter for each account
  • Foreign Financial Transaction Tax (FTT): May apply to purchases of certain foreign securities
Variable

1 Call to confirm whether your foreign security is DTC eligible.


Investments available through American Century Brokerage are not insured by the Federal Deposit Insurance Corporation, may lose value and are not bank guaranteed. American Century Brokerage is licensed in all 50 states. However, some securities may not be available in all states.

Brokerage Services are provided by American Century Brokerage, a division of American Century Investment Services, Inc., registered broker/dealer, member , .