Which type of business account do you want?


A Simplified Employee Pension (SEP) Plan offers self-employed or any size employer a flexible and convenient way to save.


SIMPLE Plans offer a convenient way to save for retirement. They're easy to manage and provide tax benefits for businesses with under 100 employees.

Individual 401(k)

Individual 401(k) Plans allow self-employed, or owners with a spouse employee, tax-deferred retirement savings. Plus, contributions are deductible business expenses.

401(k)/Profit Sharing

401(k) and Profit Sharing Plans offer convenient and automatic retirement savings. They help employers attract quality employees and provide deductible business expenses.


403(b) and 457(b) Plans offer schools, churches, non-profits and local governments a convenient way to provide tax-deferred retirement savings for employees.

You should consider the fund's investment objectives, risks, charges and expenses carefully before you invest. The fund's prospectus or summary prospectus, which can be obtained by calling 1.800.345.2021, contains this and other information about the fund, and should be read carefully before investing. Investments are subject to market risk.

American Century Investment Services, Inc., Distributor

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