* I am of legal age.
* I acknowledge that American Century Investment Services, Inc. (American Century), acting through one of its divisions, American Century Brokerage, does not provide investment, tax or legal advice and makes no recommendations concerning securities purchases and sales.
* All securities transactions are accepted by American Century on an unsolicited basis and are the result of independent action by me.
* I understand that an annual IRA custodial fee applies to each account and will be waived if my IRA balance is $10,000 or more or if I am a Priority Investor.
* I acknowledge receipt of a current prospectus for the applicable American Century money market fund.
* I have read and understand the applicable fees and commissions outlined in the Brokerage Fees and Commissions Schedule.
* With my signature on this document, I authorize any free credit balance in my account to be automatically invested into the sweep product elected, unless I instruct American Century differently. Pershing LLC is further authorized to rely on instructions that I give to American Century regarding my sweep elections. I agree that my sweep option may be changed, including changes between money market funds and bank deposit products, with prior notification to me.
* I understand that providing my email address gives American Century permission to send me information about products and services via email.
* I authorize American Century, its affiliated companies and agents, to act upon my instructions provided herein.
* In consideration of American Century accepting this account application, I agree to defend, hold harmless and indemnify American Century and its officers, agents, employees, affiliates and successors from liability for any loss, claim or expense that I may sustain as a result of their acting on transaction instructions they believe to be genuine.
* I understand that American Century will use reasonable procedures to confirm that instructions submitted by any account owner or trustee online, by telephone, fax, in writing, or by any other means acceptable to American Century, are genuine, including personal identification, recording of telephone conversations and providing written or electronic confirmation of each transaction. A failure on their part to employ such procedures may subject them to liability for any loss due to unauthorized or fraudulent instructions.
* I understand that neither American Century nor its affiliated companies or agents shall be responsible or liable for any damages related to online services including but not limited to those caused by theft, unauthorized access, failure of electronic or mechanical equipment, communications line failure or telephone or interconnectivity problems or other occurrences beyond their control.
* If I am making a rollover deposit to this IRA, I hereby certify that the funds are eligible for rollover and I irrevocably elect to treat the distribution I received from my prior plan as a rollover contribution.
* I understand that the beneficiary designation submitted herewith is not revoked or changed by any provision of my will, personal trust or other separate agreement (e.g., prenuptial agreement or divorce settlement agreement). I acknowledge that only beneficiary revocations or designations filed with and accepted by American Century are considered valid and enforceable.
* I acknowledge that State Street Bank and Trust Company and American Century shall not be liable for any tax or other consequences in connection with contributions to my IRA.
* Important Information About New Accounts: A federal law, established to help stop the funding of terrorism and money laundering activities, requires financial institutions to verify the identity of each person who opens an account. American Century will verify your identity using the name, street address, date of birth and Social Security number that you provide in this application. In some instances, we may request additional documentation.
I HAVE RECEIVED, READ, UNDERSTOOD, CONSENTED AND AGREED TO ALL TERMS AND CONDITIONS OF THE APPROPRIATE IRA DISCLOSURE STATEMENT AND CUSTODIAL AGREEMENT AND THE AMERICAN CENTURY BROKERAGE CUSTOMER AGREEMENT ("CUSTOMER AGREEMENT") AND FURTHER ACKNOWLEDGE THAT THE CUSTOMER AGREEMENT CONTAINS A PREDISPUTE ARBITRATION CLAUSE, WHICH IS LOCATED IN SECTIONS B.23 AND B.24, PAGE 14, AND SECTIONS 20 AND 21, PAGE 32, IN THE CUSTOMER AGREEMENT, AND AGREE TO BE BOUND BY ITS TERMS.
* I understand this online application is binding and that by clicking 'Submit' below that I am entering into a binding contract with American Century Brokerage under the terms described in this application.