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Commissions and Fees

Brokerage account commission and fee schedule

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These commissions and fees are effective as of December 31, 2023, and are subject to change without notice.

Our Priority Investors with $100,000 or more in American Century Investments® mutual fund assets receive discounted commission prices for equity and mutual fund trades, as well as reduced or waived fees as noted in the fee schedule.

  • Platinum Benefits: $500,000 or more in American Century Investments mutual fund assets

  • Gold Benefits: $250,000 - $499,999 in American Century Investments mutual fund assets

  • Silver Benefits: $100,000 - $249,999 in American Century Investments mutual fund assets

Equities

  • Equities are considered common stock, preferred stock, and ETFs.

  • All equity orders filled over two different business days will be charged multiple commissions.

  • All partially filled equity orders for which price or quantity are changed and result in multiple trades on the same day will be charged separate commissions.

A man typing on a laptop.

Equities (Common Stock, Preferred Stock and ETFs) more than $1 per share*

*More than $1 per share with maximum charge of $250 for all clients except Platinum.

Clients

Transaction Amount

Trading Method

Commission

Platinum

Any

Any

$9.95

Gold

Any

Any

$14.95 + 2¢/share for each additional share over 1,000

Silver

Any

Any

$19.95 + 2¢/share for each additional share over 1,000

Priority

Any

Any

$24.95 + 2¢/share for each additional share over 1,000

Brokerage Clients

Any

Online

$24.95 + 2¢/share for each additional share over 1,000

Any

TeleSelect automated telephone line

$34.95 + 2¢/share for each additional share over 1,000

Any

With a representative

$45.00 + 2¢/share for each additional share over 1,000

Equities under $1 per share

Clients

Transaction Amount

Trading Method

Commission

Platinum

Any

Any

$9.95

Gold

Any

Any

$14.95 + 3% of transaction amount; maximum charge of $250

Silver

Any

Any

$19.95 + 3% of transaction amount; maximum charge of $250

All Other Clients

Any

Any

$24.95 + 3% of transaction amount; maximum charge of $250

Mutual Funds¹

  • Mutual Fund Investment Minimums: Initial investment $2,500 or fund minimum if higher. Subsequent investments $1,000. Trades below the minimum will be charged a transaction fee.

  • Please note: If you purchased a fund and paid a transaction fee, a transaction fee will be charged upon its sale even if it becomes a no-transaction-fee fund after your purchase. If you hold no-transaction-fee fund positions along with transaction-fee positions, the no-transaction-fee positions will liquidate first.

Transaction Fee Funds²

Clients

Transaction Amount

Trading Method

Commission

Platinum

Any

Any

$9.95

Gold

Any

Any

$14.95

Silver

Any

Any

$19.95

Priority

Any

Any

$24.95

Brokerage Clients

Any

Online

$24.95

Any

TeleSelect automated telephone line

$34.95

Any

With a representative

$45.00

No Transaction Fee (NTF) Funds³

Clients

Transaction Amount

Trading Method

Commission

All Clients

Any

All methods

No fee to buy, sell or exchange shares of participating funds
held for six months or longer

Load Funds

You will pay the sales load described in the fund’s prospectus for all transactions.

Clients

Transaction Amount

Trading Method

Commission

All Clients

Any

Any

No fee

¹Mutual funds are offered by prospectus only. If you have not received a fund’s prospectus, please call 1-888-345-2071. Read the prospectus and carefully consider the fund’s objectives, risks, charges and expenses before investing.
²You may buy shares directly from the fund company without paying transaction fees.
³A $50 fee for short-term trading (sale of shares held less than six calendar months) applies to all NTF funds except American Century Investments mutual funds.

Options

  • All option orders filled over two different business days will be charged multiple commissions.

  • All partially filled option orders for which price or quantity are changed and result in multiple trades on the same day will be charged separate commissions.

Clients

Transaction Amount

Trading Method

Commission

Platinum

Any

Any

$9.95 + $1 per contract

Gold

Any

Any

$14.95 + $1 per contract

Silver

Any

Any

$19.95 + $1 per contract

Priority

Any

Any

$24.95 + $1 per contract

Brokerage Clients

Any

Online

$24.95 + $1 per contract

Any

TeleSelect automated telephone line

$34.95 + $1 per contract

Any

With a representative

$45.00 + $1 per contract

Other Securities

Primary Issue Bonds and CD Purchases⁴

Clients

Transaction Amount⁵

Trading Method

Commission

All Clients

Any

With a representative

PURCHASE: $0; American Century Brokerage receives a fee from
the issuer.


U.S. Treasury Auction Securities and Secondary Treasuries and Government Obligations

Clients

Transaction Amount⁵

Trading Method

Commission

All Clients

Any

With a representative

$45 per transaction


Secondary Market Bonds and CDs

Clients

Transaction Amount⁵

Trading Method

Commission

Platinum Investors

Any

With a representative

$3 per bond
(minimum charge of $35 and a maximum charge of $100)

All Other Clients

Up to 25 bonds

With a representative

$5 per bond
(minimum charge $35)

25+ bonds

With a representative

$5 per bond for the first 25 bonds; $3 per bond thereafter
(maximum charge $250)

All

Any

With a representative

CD sell prior to maturity $55 per transaction


Unit Investment Trusts (UITs)

Sell only, purchases not permitted

Clients

Transaction Amount

Trading Method

Commission

All Clients

Any

With a representative

$50 transaction fee + sales charge as described in the prospectus
(if applicable)


Precious Metals

Clients

Transaction Amount⁵

Trading Method

Commission

All Clients

Any

With a representative

1% of transaction amount (minimum commission $35 per
transaction).
For transactions over $100,000, we offer discounts.

⁴American Century Brokerage may act as principal.
⁵$5,000 minimum purchase, or higher depending on the issue.
⁶Gold, silver and platinum are available to purchase for delivery or storage.

Margin Schedule

Debit Balances

American Century Brokerage, Base Lending Rate, plus/minus:

$0 - $25,000

1.9% of debit balance

$25,001 - $50,000

1.4% of debit balance

$50,001 - $75,000

0.9% of debit balance

$75,001 - $100,000

0% of debit balance

$100,001+

-0.25% of debit balance

Important Note: If you have or plan to add the margin feature to your account, it is important to carefully read the "Disclosure of Credit Terms" section located in the Customer Agreement booklet.

Account, Transaction and Miscellaneous Fees

Account Fees

Annual IRA Custodial Fee⁷

$50 per account (waived for Platinum, Gold and Silver Priority Investors or if the account balance is over $10,000)

IRA Termination Fee

$50 per account

Non-IRA Outgoing Transfer

$100 per account

Annual Corestone Account® Fee⁸
(waived for Platinum, Gold and Silver Priority Investors)

Corestone Account total balance $0 to $49,999

$100 per account

Standard CheckWriting Fee⁸
(waived for Platinum, Gold and Silver Priority Investors)

Annual

$25

Account average month-end sweep balance of $25,000 or more

Waived

Standard Semiannual Account Maintenance Fee⁸
(waived for Corestone, Platinum, Gold and Silver Priority Investors)

American Century mutual fund assets $0 to $9,999

$50 per account
(waived if two fee or commissionable trades are placed every six months)

American Century mutual fund assets $10,000 to $19,999

$25 per account
(waived if one fee or commissionable trade is placed every six months)

American Century mutual fund assets $20,000+

Waived

Annual Corestone Account® Fee⁹
(waived for Platinum, Gold and Silver Priority Investors)

Corestone Account total balance $0 to $49,999

$100 per account

Enhanced Cost Basis Fee¹⁰
(waived for Corestone, Platinum, Gold and Silver Priority Investors)

At Establishment and Annual Fee

$25 per account

Account average month-end sweep balance of $25,000 or more

Waived

Paper Document Fees
The paper fees shown below will be waived if you elect to Go Paperless and receive statements, trade confirmations, tax documents and other communications electronically instead of by mail. We will notify you by email when documents are available for you to retrieve; notices can be sent to up to two email addresses.

Paper Statements, Confirmations and Notifications Subscription Fee

$2 per account, per month
The fee will be charged quarterly and prorated upon account closure.

Paper Tax Documents Fee

$10 per account, per year
Assessed in March if not signed up for electronic delivery by the previous year end. Accounts subject to a monthly paper subscription fee for December of the prior year will be exempt from the annual subscription paper fee for tax documents.


Transaction Fees

(waived for Platinum, Gold and Silver Priority Investors)

Check reorder

$10 for 100 checks

IRA check reorder

Free – 25 checks per book

Stop payment

$25 per item

Copy of check or Visa® debit

$2.50 per item

Statement or confirm copies

$2.50 per copy, or $30 for a full year

Cash Advance Fee (non-ATM)

2.5% of principal

Overnight checkbook /debit card delivery

$20

Miscellaneous Fees

Certificate Issuance (Register and Ship - if available)

$60 per item

Direct Registration System (DRS) Outgoing Share Transfer

$30 per item

Stock Transfer Agent Fees
(amounts vary; check with the stock transfer agent)

Direct Registration System (DRS) Incoming Share Transfer

$20 to $30 per item

Depository Trust Company (DTC) Transfer

$3 to $5 per item

Deposit and Withdrawal at Custodian (DWAC) Share Transfer

$50 to $125 per item

Annual Precious Metals Storage Fee

.75% of the metals’ market value, billed on a quarterly basis ($5 minimum)

Customer Name Safekeeping

$2 per position per month

Margin Extensions

$20 per item

Option Exercise

$35 per item

Alternative Investment
(limited partnership, REIT, etc.)

Registered Alternative Investment

$35 (limited availability)

Unregistered Alternative Investment

$125 (limited availability)

Foreign Securities Fees

Agent Servicing Fee: May apply to American Depository Receipt (ADR) holders

Variable

Foreign Exchange Transactions: Quoted per exchange

Limited availability

Non-DTC Eligible Foreign Securities¹¹

$75 per trade or transfer

Foreign Securities Safekeeping

$5 per position per quarter

Foreign Financial Transaction Tax (FTT): May apply to purchases
of certain foreign securities

Variable

⁷The annual IRA custodial fee will be charged in the anniversary month of the account opening and upon account closure.
⁸Corestone Annual Account fee and Standard CheckWriting fees will be charged in the account’s anniversary month.
⁹The semiannual maintenance fee will be charged in April and October. Your American Century Investments mutual fund assets are reviewed on the last business day of March and September to determine if the fee applies to your account.
¹⁰Enhanced Cost Basis can track realized and unrealized gain/loss information on all covered and uncovered shares. Information is displayed on statements and online.
¹¹Call to confirm whether your foreign security is DTC eligible. Even if your foreign security was DTC eligible at the time of purchase, it may become non-DTC eligible without notice.

Corestone Account® is a registered trademark of Pershing, LLC. American Century Brokerage has chosen Pershing for the brokerage platform.

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This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.

For detailed descriptions of indices or investing terms referenced above, refer to our glossary.

Certificates of deposit (CDs) offered through American Century Brokerage are issued by Federal Deposit Insurance Corporation (FDIC)-insured institutions, and are subject to change and availability. There is a $55 early termination fee and possible market value adjustments. Brokered CDs will fluctuate in market value between purchase date and maturity date due to their ability to be sold on the secondary market. Because the secondary market for CDs is generally illiquid, a significant loss of principal could result if your CD is sold prior to maturity. American Century Brokerage makes no judgment as to the creditworthiness of the issuing institution and does not endorse or recommend the CDs in any way.

Brokerage Services are provided by American Century Brokerage, a division of American Century Investment Services, Inc., registered broker/dealer, member FINRASIPC.