Investment Options
One Choice® Target Date Portfolios
An Intentionally Moderate Approach
Our more moderate, risk-balanced approach is designed to mitigate losses during inevitable market downturns.
Data as of 3/31/2026. The industry median glide path represents the 50th percentile equity allocation among funds in the Morningstar Target-Date universe. The industry max and min represent the equity allocation among funds in the Morningstar Target-Date universe.
Source: American Century Investments®, Morningstar.
Moderate equity allocations in the accumulation years.
Flatter glide path during the "transition risk zone."
A 45% equity allocation at retirement to balance growth risk versus market risk.
Learn more about One Choice® Target Date Portfolios.
Learn more about One Choice® Target Date Trust.
The target date in a fund's name is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date fund seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and cash equivalents.
One Choice® Blend+ Portfolios
Focused on Growth. Built for Retirement.
Data as of 3/31/2026. Source: Fund prospectuses fund websites, Morningstar.
Early-to-mid section of the glide path tilts towards growth for a risk-tolerant demographic while retaining a flatter shape.
Smooth rolldown to the glide path during the “transition risk zone.”
Landing point at 40% equity at age 70 recognizes a phased transition to full retirement.
Learn more about One Choice® Blend+ Portfolios.
Learn more about One Choice® Target Date Trust.
A One Choice Blend+ Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Blend+ Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and short-term investments. The portfolios reach their most conservative allocation approximately five years after the target date, at which point its neutral mix is expected to become fixed.
Avantis Retirement Trust Series
Register for Financial Advisor access with Avantis Investors® to get more details about the Avantis Retirement Trust Series, trusteed by Great Gray Trust Company, LLC.
Co-Manufactured Solutions
Collective investment trusts are available only to certain institutional accounts. For additional information, please contact your American Century Investments retirement specialist at 1-800-345-6488.
Choose the Right Target-Date Solution for Each Plan
Focus on the options that align with a plan’s profile and preferences.
This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.
Diversification does not assure a profit nor does it protect against loss of principal.
Fees are subject to change.
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