Rollovers, Transfers & Inherited Accounts
Moving money from one place to another
Moving money from one place to another may help you to get a clearer picture of what you have—even if you’re moving it due to an inheritance. If you already have an account with us and are consolidating money here, it can also help make managing your investments easier. If you’re new to American Century Investments®, we’re glad you’re considering us.
The process for moving your money can seem complicated, but we’re here to help make it as smooth as possible. The best place to start is to talk to a consultant at 1-888-345-9166.
What Move Do You Need to Make?
Use a rollover to move money between different retirement accounts. Rollovers are typically from a 401(k), 403(b) or another workplace plan to a Rollover IRA here.
Use a transfer to move a retirement or non-retirement account from another investment company to a similarly registered account with us (example: Traditional IRA to Traditional IRA).
Use this if you’re a beneficiary and inheriting an account or an executor who’s managing the inheritance process.
Ask a Moving Specialist to Help
The process to move your money varies depending on the type of account and how you want it transferred. Make it easier on yourself by letting us help. It takes just one call to get started.
A consultant will:
Serve as your single point of contact and help manage the transition.
Offer insights based on our experience with moving accounts from other firms and the legal and financial decisions that come with inheriting an account.
Help initiate the transition with you.
Assist with the right paperwork (ours and the other company's).
Guide you through investment choices.
Monitor the process and let you know when the assets transfer.
Topics to Discuss With a Specialist
Each person’s situation is unique, but our specialists can help address your specific needs, including these:
Rollover Options – If you’re moving money from an employer’s workplace plan, you have options. We’ll help review them so you can choose which one fits your goals.
Investment Strategy - Discuss your current strategy and how you'd like to invest the incoming assets.
Company Stock - You may be able to keep shares if you own company stock in a retirement plan. We can discuss options.
Consolidating Other Money - If you own other accounts elsewhere, consider consolidating them to simplify managing even more.
Inheritance Options - Let us help with your inherited money from American Century.
Also, regardless of whether your inherited money is here or at another firm, you can check out the estate planning and probate resources from Atticus®*. By accessing this service through American Century Investments, you can receive this premium offer at no cost.
Rather Start On Your Own?
Follow the steps below to start a rollover or transfer. If you've inherited money from an American Century client, you'll start by contacting our Estate Transfer Team.
1. Complete the Application
If you don't already have an IRA with us, complete our online application.
Unsure which IRA is right for you? Compare your options.
2. Request a Distribution
Contact your former employer or employer’s plan sponsor to request a direct rollover distribution and complete any paperwork. If a letter of acceptance from us is required, ask if we can fax one to them. Request the check be issued as follows:
Payee: American Century Investments FBO (Your First and Last Name)
Memo Field: Your American Century Investments' IRA account number
Mailing Address: PO Box 419292, Kansas City, MO 64141-6292
3. Receive Confirmation of Deposit
We'll send a confirmation when the check has been deposited to your account. If you haven't received confirmation within four weeks, call us. We’re happy to help determine the status of the rollover.
1. Gather Account Information
A recent statement of the account you are moving should have all the information you need:
Account type (Individual, Joint, IRA, etc.)
Name, phone number, and address of the company where the account is currently held (current custodian)
2. Complete the Correct Form
For an IRA, complete an online application.
For an Individual, Joint or Trust Account:
Talk to a tax advisor about potential taxes and then contact your current company to initiate the transfer.
3. Mail Paper Forms
Mail the paper application and/or transfer form to the appropriate address listed on the form.
If you have inherited money from an investor with assets at American Century Investments, let us help you with your options.
Our team of specialists, who focus solely on estate transfers, understand there are many important and sometimes overwhelming financial and legal decisions to be made during this difficult time.
An Estate Transfer Specialist will be assigned to be the direct contact throughout the
After discussing the specific situation, a customized packet of information that includes any forms or applications relevant to the account types will be provided. The Estate Transfer Specialist will help complete the forms and assist with any questions. Please call 1-800-422-3301 Monday – Friday, 8AM – 5PM Central time to get started.
If you have inherited money at another financial firm and are looking to move it to American Century, please call our Investment Solutions team at 1-888-345-9166. They can assist you with selecting the appropriate investments for your financial goals.
Looking for more assistance on how to navigate the details of estate settlement, probate or inheritance? You can check out Atticus®* which provides online resources on these topics to see if it's right for your specific situation.
Why Choose American Century Investments?
Products and services to help you reach your goals, plus the ability to invest in others.
Get Support and Guidance
Education and tools—plus guidance upon request—can help you plan for your important goals.
Find Investment Opportunities
Build a diversified portfolio that aligns with your risk comfort level, time horizon and goals.
Make an Impact
When you invest with us, you can also invest in the future of others. Together we can become a powerful force for good.
This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.
This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. There are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.
* This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. Atticus, Inc.® is not affiliated with American Century Investments. Providing a link to the company does not suggest a recommendation or endorsement by American Century Investments. It's simply a service that clients and non-clients can research and choose to do business with if they determine it is appropriate for their situation. There are different options available for your estate planning. You should consider all options before making a decision. Atticus® is a registered trademark of Atticus, Inc.®