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Education & Custodial Accounts

Start your child on the path to investing.

Saving for a child’s future is an important decision. Whether you’re planning for college, K-12 education or other goals, education and custodial investment accounts can give them a solid foundation and start them on the path to financial independence.

Accounts With American Century Investments

You can create a unique investment portfolio with a company that’s as committed to your financial success as you are. From our broad range of investment options to our contributions to the world at large, American Century believes in making a difference in the lives of others.

Invest for Loved Ones

Find multiple ways to save for a child’s educational or future financial needs.

Find Investment Opportunities

Build a diversified portfolio that aligns with your risk tolerance, time horizon and investment goals.

Make an Impact

When you invest with us, you can also invest in the future of others. Together we can become a powerful force for good.

Which Account Is Right for Me?

Once you've decided to invest, the next step is to understand the types of education and custodial investment accounts—and what they can be used for. Review three popular plan types below.

529 Plan

• State-sponsored education account

• Can be used for you, your children, your grandchildren or other loved ones


• Federally sponsored custodial account for education

• Used to invest on behalf of students under 18


• Investment account for minors

• Can be used for any purpose and is not limited to education expenses

Ready to Invest?

Start your account application now and choose your investments.

IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.

This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.