One Choice® Blend+ Portfolios
Blend pricing, plus the alpha potential of active management
One Choice Blend+ Portfolios (One Choice Blend+) are designed for plans seeking lower-cost blend pricing, plus the alpha potential of active management. The portfolios combine:
American Century's risk aware glide path, calibrated for a more growth-oriented demographic
Broadly diversified, low-cost active strategies from Avantis Investors®
Strategies featuring the security selection expertise of American Century's equity and fixed income teams
Growth Tilt for a More Risk-Tolerant Demographic
Early/mid-career glide path seeks higher growth for more risk-tolerant populations
Flattening glide path near retirement seeks to reduce sequence-of-returns risk
Lower and later landing point recognizes a phased transition to full retirement
As of 12/01/2023
Industry Average Glide Path Data as of 12/31/2023. Source: Fund prospectuses and websites, Morningstar.
A One Choice Blend+ Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Blend+ Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and short-term investments. The portfolios reach their most conservative allocation approximately five years after the target date.
The performance of the portfolios is dependent on the performance of their underlying American Century Investments' funds and will assume the risks associated with these funds. The risks will vary according to each portfolio's asset allocation, and a fund with a later target date is expected to be more volatile than one with an earlier target date.
Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.
Diversification does not assure a profit nor does it protect against loss of principal.
Alpha is typically used to represent the value added or subtracted by active investment management strategies. It shows how an actively managed investment portfolio performed compared with the expected portfolio returns produced simply by benchmark volatility (beta) and market changes. A positive alpha shows that an investment manager has been able to capture more of the upside movement in the benchmark while softening the downswings. A negative alpha means that the manager's strategies have caught more benchmark downside than upside.