Select Account Type

Please select one of the following account types to continue your account application.

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General Investing Accounts

A general investing account is usually taxable and may be used for any investment goal. Choose if you'd like to set up yours as an individual account with one owner, a joint account with two owners, or a personal trust account.

 

Individual Account:
An account with only one owner.

Joint Account:
An account with two owners.

Personal Trust:
An account which was established through financial or legal advisors.

 
 
 

IRA Investing Accounts

Get help saving for retirement with an individual retirement account (IRA). You can choose from a Traditional IRA, Roth IRA or Rollover IRA.

 

Traditional IRA:
Contributions may be tax-deductible for the current tax year. Earnings and tax-deductible contributions are taxed at the time you begin taking qualified withdrawals.

Roth IRA:
Contributions are made on an after-tax basis. Earnings on contributions are tax-free at the time you begin taking qualified withdrawals.

Rollover IRA:
Contributions in a Rollover IRA originate in an employer-sponsored retirement plan, such as a 401(k). They are distributed out of the employer plan and into a Rollover IRA when you leave the company or retire. Earnings and contributions remain tax-deferred and are taxed at the time you begin taking qualified withdrawals.

 
 
 

Investing for a Minor

Investment accounts for minors are managed by a designated adult, often a parent or guardian. The accounts are registered under the minor's Social Security number. Choose from a UGMA/UTMA account, Traditional IRA or Roth IRA.

 

UGMA/UTMA:
An account under the Uniform Gift to Minor Act (UGMA) or Uniform Transfer to Minor Act (UTMA). A UGMA or UTMA allows an adult to give a gift, such as mutual fund shares, to a minor. A designated custodian directs transactions for the minor until the minor reaches the age of majority.

Traditional IRA for a Minor:
A traditional IRA for a minor who has earned income. A designated responsible individual directs transactions for the minor until the minor reaches the age of majority.

Roth IRA for a Minor:
A Roth IRA for a minor who has earned income. A designated responsible individual directs transactions for the minor until the minor reaches the age of majority.

 
 
 

 
We Can Help
Account Setup Checklist
 

To complete your application, you'll need the following information. If you don't have something, you can save your progress and finish later.

  • Your contact information
  • Your Social Security #
 

To complete your application, you'll need the following information. If you don't have something, you can save your progress and finish later.

  • Your contact information
  • Your Social Security #
  • Joint Owner's contact information
  • Joint Owner's birthdate
  • Joint Owner's Social Security #
 

To complete your application, you'll need the following information. If you don't have something, you can save your progress and finish later.

  • Trustee contact information
  • Trustee birthdate
  • Trustee Social Security #
  • Co-trustee contact information, if applicable
  • Co-trustee birthdate, if applicable
  • Co-trustee Social Security #, if applicable
  • Date of trust agreement
  • Name of trust
  • Trust tax ID, if applicable
 

To complete your application, you'll need the following information. If you don't have something, you can save your progress and finish later.

  • Your contact information
  • Your Social Security #
  • Beneficiary contact information, if applicable
  • Beneficiary birthdate, if applicable
  • Beneficiary Social Security #, if applicable
 

To complete your application, you'll need the following information. If you don't have something, you can save your progress and finish later.

  • Custodian contact information
  • Custodian birthdate
  • Custodian Social Security #
  • Minor's name
  • Minor's birthdate
  • Minor's Social Security #
 

To complete your application, you'll need the following information. If you don't have something, you can save your progress and finish later.

  • Minor's name
  • Minor's birthdate
  • Minor's Social Security #
  • Responsible party's contact information
  • Responsible party's birthdate
  • Responsible party's Social Security #
  • Beneficiary contact information, if applicable
  • Beneficiary birthdate, if applicable
  • Beneficiary Social Security #, if applicable