Select Account Type

General Investing Accounts


A general investing account is usually taxable and may be used for any investment goal. Choose if you'd like to set up yours as an individual account with one owner, a joint account with two owners, or a personal trust account.


Individual Account:

An account with only one owner.

Joint Account:

An account with two owners.

Personal Trust:

An account which was established through financial or legal advisors.

IRA Investing Accounts


Get help saving for retirement with an individual retirement account (IRA). You can choose from a Traditional IRA, Roth IRA or Rollover IRA.

 

Traditional IRA:

Contributions may be tax-deductible for the current tax year. Earnings and tax-deductible contributions are taxed at the time you begin taking qualified withdrawals.

Roth IRA:

Contributions are made on an after-tax basis. Earnings on contributions are tax-free at the time you begin taking qualified withdrawals.

Rollover IRA:

Contributions in a Rollover IRA originate in an employer-sponsored retirement plan, such as a 401(k). They are distributed out of the employer plan and into a Rollover IRA when you leave the company or retire. Earnings and contributions remain tax-deferred and are taxed at the time you begin taking qualified withdrawals.

Investing for a Minor


Investment accounts for minors are managed by a designated adult, often a parent or guardian. The accounts are registered under the minor's Social Security number. Choose from a UGMA/UTMA account, Traditional IRA or Roth IRA.


UGMA/UTMA:

An account under the Uniform Gift to Minor Act (UGMA) or Uniform Transfer to Minor Act (UTMA). A UGMA or UTMA allows an adult to give a gift, such as mutual fund shares, to a minor. A designated custodian directs transactions for the minor until the minor reaches the age of majority.

Traditional IRA for a Minor:

A traditional IRA for a minor who has earned income. A designated responsible individual directs transactions for the minor until the minor reaches the age of majority.

Roth IRA for a Minor:

A Roth IRA for a minor who has earned income. A designated responsible individual directs transactions for the minor until the minor reaches the age of majority.
 

Need Help?

Call us at 1-800-345-2021


Account Setup Checklist

 

To complete your application, you'll need the following information.

  • Your contact information
  • Your Social Security #
 

To complete your application, you'll need the following information.

  • Your contact information
  • Your Social Security #
  • Joint Owner's contact information
  • Joint Owner's birthdate
  • Joint Owner's Social Security #
 

To complete your application, you'll need the following information.

  • Trustee contact information
  • Trustee birthdate
  • Trustee Social Security #
  • Co-trustee contact information, if applicable
  • Co-trustee birthdate, if applicable
  • Co-trustee Social Security #, if applicable
  • Date of trust agreement
  • Name of trust
  • Trust tax ID, if applicable
 

To complete your application, you'll need the following information.

  • Your contact information
  • Your Social Security #
  • Beneficiary contact information, if applicable
  • Beneficiary birthdate, if applicable
 

To complete your application, you'll need the following information.

  • Custodian contact information
  • Custodian birthdate
  • Custodian Social Security #
  • Minor's name
  • Minor's birthdate
  • Minor's Social Security #
 

To complete your application, you'll need the following information.

  • Minor's name
  • Minor's birthdate
  • Minor's Social Security #
  • Responsible party's contact information
  • Responsible party's birthdate
  • Responsible party's Social Security #
  • Beneficiary contact information, if applicable
  • Beneficiary birthdate, if applicable