Addressing volatility with your clients
Market volatility can rattle even the most committed clients.
Help tame their fears.
One day up. Next day down. Market volatility can chip away at clients' confidence and even prompt drastic moves that could deter their long-term goals.
Make proactive moves with market insights and client-approved materials that can help them stay focused during turbulent times and prepare you for constructive conversations.
Tips to Cope
Searching for ways to deal with market volatility? Consider four tactics to help keep you on course.
Equity Income Fund*
A large-cap value fund that seeks to deliver higher returns with lower volatility while helping investors balance their needs for income and reducing the risk their savings will run out.
Mid Cap Value Fund
A mid-cap portfolio that seeks to deliver higher returns with lower volatility over time through investments in high-quality companies temporarily selling at a discount.
High Income Fund
An actively managed portfolio of yield-oriented corporate bonds that pursue attractive income and capital appreciation over time.
One Choice® Target Date Portfolios
A series of target-date funds that provide a single investment in a broadly diversified portfolio designed to help investors build toward the retirement they envision, while reducing the chances their money will run short.
The fund invests in convertible securities, which may be affected by changes in interest rates, the credit of the issuer and the value of the underlying common stock. The fund also may invest in foreign securities, which can be riskier than investing in U.S. securities.
Historically, mid-cap stocks have been more volatile than the stock of larger, more-established companies. Smaller companies may have limited resources, product lines and markets, and their securities may trade less frequently and in more limited volumes than the securities of larger companies.
A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and cash equivalents.
By the time each fund reaches its target year, its target asset mix will become fixed and will match that of One Choice In Retirement Portfolio.
Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.
This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.