529 Plans

College is a dream many of us have for the important kids in our lives. With a 529 education savings plan, it can be more than a dream. Plan now for college expenses and receive perks for you too. See why a 529 education savings plan is a smart choice for you and them.

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Start by Estimating College Costs

Knowing how much you need to save can help you set a realistic goal. Remember that even if your child is older, you can still save. Every amount can help them be less reliant on student loans.

Knowing how much you need to save can help you set a realistic goal. Calculate College Costs

A Solid Start for Their Future. Benefits for You Too.

College costs can seem overwhelming but having a plan can help. In fact, parents with a plan save 76% more than parents who save without a plan.* 529 plans offer these benefits:

  • Fits your budget. Fits your schedule. Choose when, how and how much to contribute.
  • Any state. Any school. Use funds for accredited 2- and 4-year colleges, vocational/technical and graduate school, even K-12 private school tuition.
  • Anyone can open. Anyone can contribute. Grandparents, aunts, uncles and friends can open a 529 account or can contribute to a plan already established.
  • Save for college. Save on taxes. Funds grow tax-deferred and qualified withdrawals are tax free.
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The availability of tax or other state benefits (such as financial aid, scholarship funds and protection from creditors) may be conditioned on meeting certain requirements, such as residency, purpose for or timing of distributions, or other factors.

   

   

  

  

  

The Best Time to Start Saving for College Is Now

Even if you student is a high schooler, you can still take advantage of 529 tax benefits. The more you save now, the less you or they will need to borrow later.

Our Learning Quest® 529 Education Savings Plan  allows you to start investing with any amount. You'll find a variety of investment options to fit you, plus it's easy to start and manage your account online.

Start Saving Now

Start a Learning Quest® 529 plan online today.

Open My Account

*How America Saves for College, 2016

IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.

This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.

The earnings portion of non-qualified withdrawals is subject to federal and state income taxes and a 10% federal penalty.

Before investing, carefully consider the plan's investment objectives, risks, charges and expenses. This information and more about the plan can be found in the Learning Quest Handbook, available by contacting your financial advisor or American Century Investment Services, Inc., Distributor, at 1-800-579-2203, and should be read carefully before investing. If you are not a Kansas taxpayer, consider before investing whether your or the beneficiary's home state offers a 529 Plan that provides its taxpayers with state tax and other benefits not available through this plan.

As with any investment, withdrawal value may be more or less than your original investment.

Notice: Accounts established under Learning Quest and their earnings are neither insured nor guaranteed by the State of Kansas, the Kansas State Treasurer or American Century Investments.

Administered by Kansas State Treasurer Jake LaTurner
Managed by American Century Investment Management, Inc.
Distributed by American Century Investment Services, Inc.