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One Choice Portfolios® are signature target-date and target-risk asset allocation fund-of-funds from American Century Investments®. Created to help investors take a more active role in planning their financial futures, these professionally managed, automatically diversified investment solutions in a single portfolio are a smart choice for long-term financial goals.
Our diversified target-date funds automatically adjust as their target goal date approaches. Choose which of the 10 target-date funds most closely aligns with when you plan to start using your money.
Time based
Rebalanced annually to become more conservative as the target date approaches
Choose a portfolio based on the year you plan to start withdrawing your money, and leave the rest to us
Our five static target-risk funds offer you instant diversification. These portfolios are built using up to 15 underlying mutual funds to help balance risk and return.
Risk based
Rebalanced as needed to maintain its targeted risk level
Choose a portfolio based on your tolerance for risk, and you decide when to change risk levels by moving your money accordingly
You can invest in one of our asset allocation portfolios with as little as $500 with a monthly automatic investment of $100 or moreW2.
One Choice® Target Date Portfolios:
A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and cash equivalents.
By the time each fund reaches its target year, its target asset mix will become fixed and will match that of One Choice In Retirement Portfolio.
W2 Minimum initial investment is $1,000 for IRA and CESA accounts, and $2,500 for non-retirement accounts, but these minimums are waived with an initial investment of at least $500 per account and automatic investments of at least $100 per month. If your account balance falls below the minimum, or if you cancel your automatic monthly investment plan prior to reaching the minimum, American Century Investments may redeem the account and send the proceeds to you. Prior to doing so, we will notify you and give you 90 days to meet the minimum or reinstate your automatic monthly investment plan.
Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.
Diversification does not assure a profit nor does it protect against loss of principal.