One Choice® Target Risk Portfolios

Our five static target-risk funds offer you instant diversification. These portfolios are built using multiple underlying mutual funds to help balance risk and return. Each target-risk fund seeks the highest total return consistent with its asset mix. Choose your investment based upon your risk tolerance.

Key Benefits

  • Instant, broad diversification
  • Professionally and actively managed
  • Adjusted regularly to maintain target risk level
  • No-load means less fees and more money toward your investment

Get started with as little as $500W2Open an Account

Explore One Choice® Target Risk Portfolio Options

Select a tab to see how the asset mix of our target-risk funds change based on risk tolerance.

  • Very Conservative
  • Conservative
  • Moderate
  • Aggressive
  • Very Aggressive
  • PORTFOLIO COMPOSITION
  • Portfolio Composition

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    One Choice Portfolio®: Very Conservative

    Fund Details
  • PORTFOLIO COMPOSITION
  • Portfolio Composition

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    One Choice Portfolio®: Conservative

    Fund Details
  • PORTFOLIO COMPOSITION
  • Portfolio Composition

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    Allocation:9999%

    One Choice Portfolio®: Moderate

    Fund Details
  • PORTFOLIO COMPOSITION
  • Portfolio Composition

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    Allocation:9999%

    One Choice Portfolio®: Aggressive

    Fund Details
  • PORTFOLIO COMPOSITION
  • Portfolio Composition

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    Allocation:9999%

    One Choice Portfolio®: Very Aggressive

    Fund Details

    Portfolio Performance

    W2 Minimum initial investment is $1,000 for IRA and CESA accounts, and $2,500 for non-retirement accounts, but these minimums are waived with an initial investment of at least $500 per account and automatic investments of at least $100 per month. If your account balance falls below the minimum, or if you cancel your automatic monthly investment plan prior to reaching the minimum, American Century Investments may redeem the account and send the proceeds to you. Prior to doing so, we will notify you and give you 90 days to meet the minimum or reinstate your automatic monthly investment plan.

    The performance of the portfolios is dependent on the performance of their underlying American Century Investments' funds, and will assume the risks associated with these funds. The risks will vary according to each portfolio's asset allocation, and the risk level assigned to each portfolio is intended to reflect the relative short-term price volatility among the funds in each.

    Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.

    Diversification does not assure a profit nor does it protect against loss of principal.

    ©2020 Morningstar, Inc. All Rights Reserved. Certain information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.