Welcome to American Century Investments®
So glad you're here!
Choosing Investments Doesn't Have to Be Hard
Understand Target Date Funds
Do you need to change investments?
Your savings are in a money market fund, but consider diversifying with a mix of investments. That can help manage risks and may give you a better chance of reaching your goal. A convenient choice is a target-date portfolio, which is pre-diversified and professionally managed by our experts. To change investments, you’ll need to activate your account.
Diversification does not assure a profit nor does it protect against loss of principal.
Get Started
Activate your account now or give us a call to help you through the process.
What's Next?
After activating your IRA, options to keep your money growing—and retirement on track—are wide open! Here are a few ideas.
Stay Invested
Tempted to spend your savings today?
Cashing Out Can Cost You
Save More
Invest a regular, set amount to save more.
Saving More Can Pay Off
Consolidate Retirement
Tackle retirement head on by consolidating other accounts.
Get a concise view of your complete portfolio.
Make better decisions when you see the big picture.
Save time tracking and qualify for potentially lower costs.
This hypothetical situation contains assumptions that are intended for illustrative purposes only and are not representative of the performance of any security. The Cashing Out calculation assumes an initial balance of $8,350 at a marginal federal rate of 25%, 5% state taxes and an early withdrawal penalty of $835. Staying Invested calculation assumes a non-money market fund with 6% returns for 35 years. Saving More calculation assumes an initial balance of $8,350 in a non-money market fund, adding $100 a year with 6% returns for 35 years. There is no assurance similar results can be achieved, and this information should not be relied upon as a specific recommendation to buy or sell securities. Source: American Century Investments Cash Out Calculator and Future Value of Investment Calculator, September 2025.
Note: Adding to your rollover IRA may make it ineligible to move to another employer-sponsored retirement plan in the future, depending on the plan's contribution rules. IRAs have annual contribution limits; the recent rollover money is NOT included in those limits.
New Account FAQs
Why was my money moved?
Employers can transfer money out of their retirement plans when they don't receive instructions from former employees about what to do with the money. That account is moved into either a Rollover IRA or a Roth IRA, depending on what kind of contributions you made to the plan.*
Is it easy to transfer other accounts here?
It's so easy. Take the first step by calling a Rollover Specialist at the phone number listed below, and they'll help with the rest—from assisting you with the paperwork to monitoring the rollover until it's complete.
What investment options do I have?
You have over 80 investment choices here at American Century Investments, including already-diversified portfolios that are specifically designed to give people a better chance of having enough in retirement. Find out why these diversified portfolios may be good for retirement.
Who is American Century Investments?
For over 65 years, we've been helping individuals with their financial goals by delivering investment results and building long-term relationships. At the same time, we support breakthrough medical research with over 40% of our profits. Learn how we invest for the day after the day after tomorrow for all of us.
Why would I consolidate retirement accounts?
Having all your retirement money in one place can give you a better view of how your money is working and see if you’re on track. It can also be easier to manage.
What if I just want to take my money?
It's tempting to want to spend the money on something you want or need right now. But your future is worth keeping that money working for retirement. Plus, if you aren't 59½, there are early withdrawal penalties and taxes to consider.
*Adding to your rollover IRA may make it ineligible to move to another employer-sponsored retirement plan in the future, depending on the plan's contribution rules. IRAs have annual contributions limits; the recent rollover money is NOT included in those limits.
This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.
This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. There are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.
You could lose money by investing in a mutual fund, even if through your employer's plan or an IRA. An investment in a mutual fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.