Minimums & Pricing
Updated August 2022
Share Classes & Definitions / A Class
A Class shares are available for purchase through broker-dealers and other financial intermediaries. These shares are purchased at the offering price, carry an initial sales charge and an ongoing distribution and service (12b-1) fee. The sales charge decreases with the size of the purchase, and may be reduced or eliminated in certain situations. See below for a full description of the breakpoints, reductions and waivers that may be available through financial intermediaries in certain types of accounts or products.
This schedule is for all equity funds and also includes Strategic Allocation funds, One Choice funds and AC Alternatives funds.
There is no front-end sales charge for purchases of $1,000,000 or more, but if you redeem your shares within one year of purchase you will be a deferred sales charge of 1.00% of the lower of the original purchase price or the current value at redemption, subject to the waivers listed below. No sales charge applies to reinvested dividends. No dealer commission will be paid for purchases by certain employer-sponsored retirement plans. For this purpose, employer-sponsored retirement plans do not include SEP IRA, SIMPLE IRA OR SARSEPs.
This schedule is for all fixed income funds, except those referred in Schedule II.
This schedule is for Short Duration, Short Duration Inflation Protection Bond, Short Duration Strategic Income and Short-Term Government.
There is no front-end sales charge for purchases of $500,000 or more, but if you redeem your shares within one year of purchase you will be a deferred sales charge of 1.00% of the lower of the original purchase price or the current value at redemption, subject to the waivers listed below. No sales charge applies to reinvested dividends. No dealer commission will be paid for purchases by certain employer-sponsored retirement plans. For this purpose, employer-sponsored retirement plans do not include SEP IRA, SIMPLE IRA OR SARSEPs.
Entire amount paid to broker-dealer of record as a trailing commission (on a quarterly basis). For Prime Money Market and U.S. Government Money Market, the 12b-1 fee will only be paid on shares exchanged from another American Century A class fund or shares where the dealer commission was waived.
Money Market Fund: You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The fund may impose a fee upon sale of your shares. An investment in the fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor is not required to reimburse the fund for losses, and you should not expect that the sponsor will provide financial support to the fund at any time, including during periods of market stress.
Refer to Fund Minimums for additional eligibility information.
Only Investor Class shares are made available to investors directly. Advisor, A, C, I, and Y Classes of shares are only available for purchase by institutions or other financial intermediaries. R, R5, and R6 Classes of shares are only available for purchase by group employer-sponsored retirement plans. Review definitions and minimums for all share classes.