American Century Investments® offers investment guidance, educational tools and information, and portfolio solutions from among our 80+ no-load mutual funds to help you achieve your retirement goal.

Retirement Planning Phases


Saving for Retirement

Solidify your goals and create a plan.


Nearing Retirement

Map out budgeting, investing, and withdrawal strategies for your next phase.

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In Retirement

Line up your finances to make your plans a reality.

Workplace Retirement


Plan Participants

Saving for the future has never been easier. Take 15 minutes to start saving automatically for the future.

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Current Plan Sponsors

We're here to help you manage your plan and get your employees on board if you need help with that too.


New Plan Sponsors

Retirement plans offer a convenient way to save. Tax benefits make it a smart choice for employees and your business.

Retirement Insights View All

RMDs: Should You Reinvest, Spend or Share Them?

Once you turn 72, you'll need to take an annual RMD from your retirement accounts. What can you do with the money if you don't need it?

How FIRE Can Help Anyone Retire

The FIRE (Financial Independence, Retire Early) movement has gained momentum around younger investors, but this strategy can benefit those closer to retirement, too.

Social Security: One Size Does Not Fit All

Hear Financial Consultants Tony Marquez, CFP® and Chris Goodwin as they walk through different scenarios for claiming, filing early or late, working while claiming social security and more.

    This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. There are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.