Personal Financial Advice—Your Way
Why you invest is likely set in your mind—your family, your future, your community. How may be murkier. But it doesn’t have to be. Our financial advisor services are designed to help you know how to invest and make sense of your financial world.
Practical direction. Tailored to your needs. And engineered by professionals who care about your investing world.
Advice Options
Choose Investment Advice That Fits You
Personal Consult
On Demand. On Your Time. Professional Advice.
Professional financial advice doesn't have to require a big commitment or big money. Connect with a certified financial planner for a one-time appointment or more sessions for a financial plan. It’s like counseling for your finances at an affordable price: $150 for an individual session or $350 to get a financial plan in a few sessions.**
Private Client Group
In Depth. Ongoing. Advice for Your Journey.
When your finances feel complex and you need more, join our Private Client Group. You’ll receive ongoing planning, advice and a professionally managed portfolio for the intricacies of your world. Unlimited access to dedicated financial advisors plus the underlying investments can be yours for a flat 0.9% fee.1
Compare Services
Find Your Fit
Personal Consult: One-Time Session | Personal Consult: Financial Planning | Private Client Group1 | |
|---|---|---|---|
Account Minimum | NA | NA | $50,000 |
Cost | $150 for a one-time session* | $350 for financial planning** | 0.9% for advice, planning and underlying investments |
How to Access | Request a session | Request a consultation | Request an appointment |
What You Receive | One-time advice or financial planning, recommendations to fit you | Financial planning in a few sessions, recommendations to fit you | Recommended portfolio to fit you, professionally managed by us; ongoing advice and planning |
Fees for Transferring | None*** | None*** | None*** |
Financial Planning | No | Yes | Yes |
If you decide to invest in the recommended portfolio, the underlying fee generally ranges from 0.25% to 0.40%.
If you pay for a one-time session and decide within 90 days that a financial plan will work better for you, the $150 will go toward the financial planning fee.
There are no fees to change from one Journey portfolio to another; however, there may be fees if you are transferring from another firm. If you are in a taxable account, you may incur taxes when you file your return. Please check with a tax advisor before making a change.
Investments
Professionally Managed for Your World
Expect a clear-cut recommendation and a strategic portfolio that has a variety of investment types hand-picked by our professionals. They watch. They anticipate. And make tactical moves. All designed to optimize your investment at a risk level that may help you sleep easier at night.
How It Works
More Details to Help You Decide
How It Works
Complete our online form to request a session with a Certified Financial Planner (CFP). You will receive an initial phone call to discuss your needs and choose a one-time advice appointment or financial planning sessions (usually two to three).
What to Expect
During a one-time advice session, our CFP can talk through topics such as investing goals and needs, a recommended asset mix, budgeting, the next step to take with your investments or answer a specific financial question, including about withdrawing funds for retirement, taking social security, investing for college and converting to a Roth IRA. If you decide you need more during the session, no problem. The $150 fee you pay for a one-time session will go toward financial planning sessions described here.
Financial planning may include discussions about all the above in two to three sessions for the one flat fee of $350. At the end of the sessions, you will receive a detailed financial plan for your path forward.
Pay for your session directly from your bank or deduct the amount from an existing non-retirement American Century account, which may be a taxable event.
Request a Personal Consultation.
How It Works
As a member of the Private Client Group, you'll work with a dedicated financial consultant on an ongoing basis. It's an exclusive service for clients looking for in-depth financial planning and advice for the next leg of the journey. You'll receive a detailed financial plan and a professionally managed portfolio that fits your comfort level with risk.
What to Expect
Straightforward advice and a detailed financial plan.
A dedicated service team for your day-to-day account needs.
Quarterly checkups and ongoing financial planning.
A personalized client portal that lets you link other accounts to view all your assets in one place and check your progress anytime.
Invitations to exclusive events reserved for Private Client Group members.
One transparent fee of 0.9%.
Speak to someone about Private Client Group.
Related Topics for Seeking Financial Advice
Private Client Group Disclosure
Private Client Group advisory services are provided by American Century Investments Private Client Group, Inc., a registered investment advisor. This service is generally for clients with a minimum $50,000 investment. Call us to determine the level of service that is appropriate for you. The advisory service provides discretionary investment management for a fee. All investing involves risk.
Annual Investment Advisory Fee is 0.90% for balances $5 million and under and 0.70% for balances over $5 million. American Century Investments Private Client Group charges a single annual fee based on the value of your assets under management with us. The single fee includes our Private Client Solutions, along with any underlying trading costs, commissions, and custody services related to our recommendations. American Century Investments' financial consultants do not receive a portion, or a range of the advisory fee paid by clients. Client-oriented trades outside of our recommendations and other activities like wire transfer fees, may result in additional cost.
American Century's advisory services are provided by American Century Investments Private Client Group, Inc., a registered investment advisor. These advisory services provide discretionary investment management for a fee. The amount of the fee and how it is charged depend on the advisory service you select. American Century’s financial consultants do not receive a portion or a range of the advisory fee paid. Contact us to learn more about the different advisory services. All investing involves the risk of losing money.
IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.
This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.