Your use of this website is subject to acceptance of these Terms and Conditions.

By accessing this website you agree to be bound by the Terms and Conditions below. American Century Investments may modify these Terms and Conditions at any time and without prior notice to you.

These Terms and Conditions are in addition to any other agreements that you may have with American Century Investments including but not limited to any customer or account agreements.

Terms and Conditions of Use

The mutual funds referred to in this website are offered and sold only to persons residing in the United States and are offered by prospectus only. The information on this website is not intended for distribution or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject American Century Investments or its affiliates to any registration requirement within such jurisdiction or country.

Before investing, you should consider the funds' objectives, risks, charges and expenses. The prospectuses contain more complete information about the funds, including charges and expenses, and should be read carefully before investing. American Century Investment Services, Inc., serves as the Distributor for funds offered by American Century Investments. You are solely responsible for determining whether any investment, security or strategy, or any other product or service, is suitable for you based upon your investment objectives and personal and financial situation. Please consult an attorney or tax professional with respect to your specific legal or tax situation.

The information contained herein and opinions expressed in this website are for informational purposes only. American Century Investments does not provide tax advice or legal advice through this website. However, the website does provide certain tools that may be deemed to provide general investment advice within the meaning of the securities laws based upon your personalized input. American Century Investments does not represent that the products or services discussed in this website are suitable or appropriate for all investors. Any portfolio or performance information is historical and is not an indication of current or future portfolio characteristics or performance.

American Century Investments, at our discretion, provides you with services including, but not restricted to, news and information, commentary, interactive tools, quotes, research reports and data with respect to the financial industry. You agree to comply with the conditions imposed on your use of these services as set out in these Terms and Conditions of Use and elsewhere. These services may be outside our control or provided by a third party, in which case we cannot take responsibility for their content or for any delays, interruptions or errors in the provisions of these additional services, provided we have exercised reasonable care and diligence in the selection of such providers. American Century Investments is not responsible and does not endorse any comments, content, advertising, products, advice, opinions, recommendations or other materials on or available directly via hyperlinks from any page of this website or from any third party website.

The information presented has been prepared on the basis of publicly available information, internally developed data and other third party sources believed to be reliable. No assurances are provided regarding the reliability of such information. All opinions and views constitute judgments as of the date of writing and are subject to change at any time without notice.

You may only use the data retrieved from our website for your own personal and non-commercial purposes while accessing our website. Such use will be in accordance with these Terms and Conditions of Use and the requirements set out elsewhere on our website. You may not copy, distribute, redistribute, modify, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any pages, data, information, software, products or services obtained from this website without the prior written approval of American Century Investments.

American Century Investments maintains this website for the convenience of its users. American Century Investments, its affiliates, principals and employees do not guarantee the accuracy, validity, timeliness, completeness or suitability of any information or data made available to you on this website. We disclaim all warranties, express or implied, including, but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose. The data is provided "as is." Neither we nor any third party shall be liable to you or any third party for any loss or damage, direct, indirect or consequential, arising from (i) any inaccuracy or incompleteness in, or delays, interruptions, errors or omissions in the delivery of the data or any other information supplied to you through our services or (ii) any decision made or action taken by you or any third party in reliance upon the data. Neither we nor any third party shall be liable for loss of business revenues, lost profits or any punitive, indirect, consequential, special or similar damages whatsoever, whether in contract, tort or otherwise, even if advised of the possibility of such damages incurred by you or any third party.

Where the information consists of pricing or performance data, the data contained therein has been obtained from sources believed reliable. Data computations are not guaranteed by any information service provider, third party or us or any affiliates and may not be complete. Neither we nor any information service provider or third party give any warranties as to the accuracy, adequacy, quality or fitness, timeliness, non-infringement or title of any information for a particular purpose or use, and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law. In no event will we or any information provider or third party be liable for any consequential loss including but not limited to special, incidental, direct or indirect damages resulting from delay or loss of use of our services.

You bear all risk from any use or results of using any information. You are responsible for validating the integrity of any information received over the Internet. We are not responsible for any damage to your computer, software, modem, telephone or other property resulting from your use of our services.

You agree to indemnify and hold harmless American Century Investments and its third party providers from and against any and all claims, losses, liability, costs and expenses (including reasonable attorneys fees) arising from your use of this . This provision may not apply to participants in certain employer-sponsored workplace savings plans.

If you have a User Name and Password for access to non-public areas of americancentury.com, you are solely responsible for all activities that occur in connection with your User Name and Password and for taking steps to protect the confidentiality of your User Name and Password. If you become aware of any disclosure, loss, theft or unauthorized use of your User Name and Password, please contact American Century Investments immediately.

Transmission may be subject to arbitrary delays beyond our control, which may delay the provision of our services and the execution of your orders. You acknowledge that neither any information service provider, third party nor we will be liable to you or any third party for any losses arising from such delay.

The data is protected by copyright and other intellectual property laws and all ownership rights remain with the information service provider or the third party or us, as the case may be. You may not copy, distribute, modify, reproduce, post, transmit or frame in this site including text, graphics, video, audio, software code, user interface design or logos without the prior written consent of American Century Investments. The American Century Investments logo, American Century Investments and American Century are registered trademarks of American Century Proprietary Holdings, Inc. Certain data accessible on this website is the intellectual property of the relevant news and information services provider or third parties that provide such data to the relevant service provider, or us. Identified third party trademarks belong to their respective owners.

These Terms and Conditions are governed by the laws of the State of Missouri, without regard to conflicts of law and shall inure to the benefit of American Century Investments' successors and assigns, whether by merger, consolidation, or otherwise. Any action taken against American Century Investments relating to these Terms and Conditions shall be submitted to the personal and exclusive jurisdiction of the courts located in Jackson County, Missouri. This provision may not apply to participants in certain employer-sponsored workplace savings plans.

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