Fund shares are not guaranteed by the U.S. Government.
While knowing the duration of your portfolio is good, you should compare it to when you need your investment dollars. The nearer your goal, and/or the more sensitive you are to potential changes in the value of your portfolio, the shorter your duration should be.
If your goal time frame is shorter than your fund's duration
Consider shortening the duration of your portfolio. We offer:
If your goal time frame is longer than your fund's duration
You may not need to make adjustments to your portfolio today.
However, if your goals are more long-term, we believe intermediate-term, core diversified fixed income holdings may be a better option. We offer several funds with a longer duration. You may want to consider:
We offer a complete product line of fixed income funds that can help you match the duration of your portfolio to your timeline.
American Century Investments® fundamentally believes the best way to prepare for all market conditions is to have a fully diversified portfolio. Learn more about our line-up of asset allocation portfolios that provide instant diversification in a single fund.