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If you're just starting your career, now is the best time to consider your future because you have the luxury of time. If you've been working for a while, it's not too late to make a plan that works for you or identify ways to make your current plan better.
When do you plan to retire? How much will you need to live in the retirement you envision?
Knowing what you're aiming for will help you set your target so you can invest accordingly.
How much should you save for retirement? How long could it last? Conventional thinking says you will need 70% to 80% of your pre-retirement income each year to maintain a similar lifestyle in retirement.
What's the right savings vehicle for you? How should you invest? Choosing investments that help you balance risk and reward will help you earn money and preserve your retirement savings.
You wouldn't leave your personal retirement decisions—where you'll live, how you'll spend your time—in your employer's hands. The same may be true for the assets in your former employer's retirement plan.
Your retirement plan could be the largest sum of money you've ever accumulated, so it's important to manage it wisely. At American Century Investments®, we can help you take control of your future with a Rollover IRA.
You don't have to leave your retirement money behind. Learn more about the benefits of rollovers, and find out how easy it is to get started.
Our complimentary online Retirement Planner tool can get you started.
Request a call from an experienced Investment Consultant.
This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. There are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.