Saving for Retirement

If you're just starting your career, now is the best time to consider your future because you have the luxury of time. If you've been working for a while, it's not too late to make a plan that works for you or identify ways to make your current plan better.


Step 1 - Identify Your Goal

When do you plan to retire? How much will you need to live in the retirement you envision?

Knowing what you're aiming for will help you set your target so you can invest accordingly.



Step 2 - Build Your Plan

How much should you save for retirement? How long could it last? Conventional thinking says you will need 70% to 80% of your pre-retirement income each year to maintain a similar lifestyle in retirement.



Step 3 - Find Your Fit

What's the right savings vehicle for you? How should you invest? Choosing investments that help you balance risk and reward will help you earn money and preserve your retirement savings.


Changing jobs or retiring?Understand Your Options

How Much Money Do You Need to Save for Retirement?

Are you saving enough money for retirement? Find out how much you need to save to make sure you have enough to support yourself when you retire.

How to Manage Longevity Risk

What exactly is longevity risk? Learn why it's a concern to retirees and pre-retirees and how to help effectively manage it.

How to Use Catch-Up Contributions to Stay on Plan

The pandemic caused a lot of people to pause retirement contributions or borrow from their 401(k) and IRAs. Here's how you can catch up on your goals.

Retirement Income: Shape Your Future

Hear strategies to help overcome risks to your savings and for building a retirement portfolio. Plus, you’ll hear actionable steps to help create your plan.

On Track for Retirement? How to Save in Your 40s & 50s

How should you save for retirement in your 40s and 50s? Learn tips and strategic moves like paying down high-interest debts.

How Investing for Retirement Changes at 50

How can people in their 50s and 60s invest their retirement money in a way that may help with risk now that they're closer to finally retiring?

    Put Retirement Back in Your Hands

    You wouldn't leave your personal retirement decisions—where you'll live, how you'll spend your time—in your employer's hands. The same may be true for the assets in your former employer's retirement plan.

    Your retirement plan could be the largest sum of money you've ever accumulated, so it's important to manage it wisely. At American Century Investments®, we can help you take control of your future with a Rollover IRA.

    You don't have to leave your retirement money behind. Learn more about the benefits of rollovers, and find out how easy it is to get started.

    Ready to Plan?

    Our complimentary online Retirement Planner tool can get you started.

    Retirement Planner

    One-on-One Consultation

    Request a call from an experienced Investment Consultant.

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    This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. There are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.