As with all investments, there are risks of fluctuating prices, uncertainty of dividends, rates of return and yields. Current and future holdings are subject to market risk and will fluctuate in value.
Where should you withdraw from first?
Most financial professionals will recommend this order because of tax implications. Start with the least to the most tax-efficient accounts. Of course, what you do depends on your unique situation.
- Taxable accounts – Non-Retirement Accounts
- Tax-deferred accounts – Traditional IRAs and 401(k)s
- Tax-exempt accounts – Roth IRAs