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Discover the ease of managing your investments in one place with an American Century® Brokerage account. You'll gain access to an extensive inventory of investment vehicles, exclusive services like our certificates of deposit (CDs) search service to compare CDs, and access to our experienced Brokerage Investment Specialists-at no additional charge.
American Century® Brokerage standard account offers liquidity in addition to the flexibility and convenience you expect from a brokerage account. You can register your Standard brokerage account as an Individual, Joint Tenant, Trust or UGMA/UTMA account, or as a variety of business accounts.
An American Century® Brokerage Corestone Account™ offers the same liquidity, flexibility and convenience of our standard account along with a host of enhanced services tailored to investors who have met the $10,000 initial investment minimum. You can register your Corestone Account as an Individual, Joint Tenant, Trust or Estate account.
Take advantage of the tax-deferred growth that retirement plans, such as Traditional and Roth IRAs, afford. In addition to these account types, you can choose from Rollover, SEP IRA, SIMPLE IRA, or a Retirement Plan Trust option.
Your consolidated statement records all transactions including trades, checks cleared, Visa® Debit Card purchases and ATM withdrawals. We can also include your brokerage IRA and identically registered regular accounts in the same envelope if you choose. Call one of our Brokerage Investment Specialists to request a Consolidated Statement Mailing form at 1-888-345-2071.
Access your account statements, transaction confirmation statements and regular tax forms for up to 18 months online. You will need to Register a User Name and Password to Log In and securely access your documents online.
Use funds from your account to pay bills or other expenses conveniently using CheckWriting.
Standard Accounts allow you to write an unlimited number of checks. You will receive 100 checks for only $10. A $25 annual fee will apply to accounts with an average month-end sweep balance below $25,000. This fee is waived for Platinum, Gold and Silver Priority Investors.
IRA CheckWriting is available for clients 59½ or older. Accounts must have $500 remaining for checks to clear. You will receive a book of 25 checks and deposit slips. Check re-orders are free (25 checks per re-order).
The Corestone Account allows you to write an unlimited number of checks. Your first 40 checks are free, and reorders cost only $10 for 100 checks. Corestone Account customers can write checks for any amount.
If you did not select the CheckWriting feature on your application, and would like to add it, please call one of our Brokerage Investment Specialists at 1-888-345-2071.
Corestone Account clients can easily make purchases using your Visa Debit Card anywhere the Visa® or Plus® logos are displayed.
You can use your Visa Debit Card to withdraw cash from your brokerage Corestone Account at 6,500 PNC Bank ATMs and over 43,00 surcharge-free Allpoint network ATMs that display the Visa® or Plus® logos.
Track the purchase price of your investments including unrealized/realized gain and loss information on covered and uncovered shares. This information will be available online, on statements and year-end summary statements (if applicable) as well as tax documents. Enhanced cost basis is included with a Corestone Account; there is an annual fee for Standard Accounts.
RewardSuite is a client loyalty program, which provides points for eligible purchases made with your Visa® debit card and redemption options including air travel, gift cards or cash back. RewardSuite is available only for Visa debit card holders. Please refer to the RewardSuite website, myrewardsuite.com, for information on eligible purchases. If you sign up for RewardSuite, you must abide by the program's terms and conditions.
BillSuite enables you to view, pay and manage bills online. BillSuite is available for all Standard and Corestone Accounts that have CheckWriting at no additional charge. You may use this service by logging in to your brokerage account on americancentury.com.
Customize your tracking and make your book keeping simpler. ExpenseTrack lets you create your own categories for your Corestone Account checking and Visa expenses. Each time you write a check or use your debit card, you assign the purchase to one of the categories you created. ExpenseTrack keeps running totals of each category and reports your totals on your year-end statement.
Experience more freedom and flexibility in trading securities with a secure line of credit. Borrowing on margin lets you use the securities in your account as collateral for short-term cash loans. Using existing assets as collateral for a loan, borrowing on margin broadens your access to available cash.
You can also use margin credit for overdraft protection.
However, you may incur some risk with margin borrowing, and this feature is not for everyone. For more information, you can request our comprehensive brochure about borrowing on margin and a margin agreement by calling one of our Brokerage Investment Specialists at 1-888-345-2071.
Stay on top of your account activities and market movements. Sign up for free Web Alerts, available when you're logged in to your American Century Brokerage account.
Keep your cash working for you and earn interest on your cash between transactions by choosing from four American Century Investments® money market funds for your sweep account. Your money accrues daily dividend before purchases and after sales. We sweep non-reinvested dividends, security transaction proceeds and deposits into the fund you select on a daily basis.
With a Standard Account or Corestone Account, you can choose one of the following four American Century Investments' money market funds for your sweep account. If you are opening a retirement account, you can choose between the first two funds.
Please Note: If you do not choose a sweep fund, the Prime Money Market Fund will automatically be selected for accounts beneficially owned by natural persons or U.S. Government Money Market Fund for accounts not owned by natural persons.
* No per-check minimum for accounts opened after July 2006
The disclosure below applies to the California Tax-Free Money Market Fund, Prime Money Market Fund and the Tax-Free Money Market Fund:
Money Market Fund: You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. The fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the fund's liquidity falls below required minimums because of market conditions or other factors. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.
The disclosure below applies to the Capital Preservation Fund and the U.S. Government Money Market Fund:
Money Market Fund: You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.
This information is for educational purposes only and is not intended as a personalized recommendation or fiduciary advice. There are different options available for your retirement plan investments. You should consider all options before making a decision. Our representatives can help you evaluate all of your distribution options.
Certificates of deposit (CDs) offered through American Century Brokerage are issued by Federal Deposit Insurance Corporation (FDIC)-insured institutions, and are subject to change and availability. There is a $55 early termination fee and possible market value adjustments. Brokered CDs will fluctuate in market value between purchase date and maturity date due to their ability to be sold on the secondary market. Because the secondary market for CDs is generally illiquid, a significant loss of principal could result if your CD is sold prior to maturity. American Century Brokerage makes no judgment as to the creditworthiness of the issuing institution and does not endorse or recommend the CDs in any way.
Brokerage Services are provided by American Century Brokerage, a division of American Century Investment Services, Inc., registered broker/dealer, member FINRA, SIPC.